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Type: Posts; User: Nick G

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  1. I'm meeting my MP on Wednesday

    I'm meeting my MP on Wednesday
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    Margin what whatever I could sell it for minus...

    Margin what whatever I could sell it for minus what i paid for it :-) Made a couple of small losses, one large one, mostly profit. Usually 20-30K. Wish I'd kept them all :-)
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    Do you have a property specialist accountant? My...

    Do you have a property specialist accountant? My setup will be different to yours since we do different things. My understanding of ringfencing is it is limited to the portfolio so if you are CF neg...
  4. Hi Caleb, If that property was bought as a...

    Hi Caleb,

    If that property was bought as a buy and hold investment and you were not developing or trading property as a GST taxable activity at the same time as you purchased then BL probably...
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    You can but be careful. I did it a lot in the GFC.

    You can but be careful. I did it a lot in the GFC.
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    I'd do it. Go hard on the mortgage while you are...

    I'd do it. Go hard on the mortgage while you are there. BUY A RENTAL PROPERTY AND NOT A FAMILY HOME :-)
  7. Legally agents have to present all offers. Look...

    Legally agents have to present all offers. Look up the REA Code of Conduct and point out the relative clause.
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    Ask a few. There are letting services.

    Ask a few. There are letting services.
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    I have approval/resources to buy up to $2mil for...

    I have approval/resources to buy up to $2mil for my next adventure. Was thinking of trying to get a site in Auckland, put 6 townhouses on it, sell four and keep the others. I haven't done this yet...
  10. Ask your accountant. Getting correct advice will...

    Ask your accountant. Getting correct advice will cost you one hour's time and potentially save you thousands.
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    https://www.subdivision.net.nz/

    https://www.subdivision.net.nz/
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    Hi mate, flick me an email nick at...

    Hi mate, flick me an email

    nick at ifindproperty dot co dot nz
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    You fall under the bright line for any trade...

    You fall under the bright line for any trade now....

    My first step would be to speak with a broker. You need to understand your borrowing power in different situations (keep, downgrade etc).
    ...
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    Agree. Sock away all the money you can get. Cash...

    Agree. Sock away all the money you can get. Cash is king. Many things helped me get ahead but a biggie was I earned a lot while I was quite young and didn't spend much, so I could invest.
    ...
  15. Interested in the same thing. My remodels of...

    Interested in the same thing. My remodels of older housing have been awesome and I'm now looking for ways to lock down more housing in the 12-18 months it takes to drag a project to completion.
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    Relocate 8 houses on there and hire a builder to...

    Relocate 8 houses on there and hire a builder to go around fixing them up for a few months.
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    Howdy Looking through all that I would say...

    Howdy

    Looking through all that I would say that you've done OK, $200K in your back pocket over a couple of sales is better than many and it sounds like you have a happy life to look forward to......
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    and better beer

    and better beer
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    As Alfa said you need to do a bit more research...

    As Alfa said you need to do a bit more research than that....

    Why are you buying it? Passive income? What is the cashflow? What do you want to do after you buy it? Buy again in a few years?

    So...
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    I chat with that journalist quite a lot. She's...

    I chat with that journalist quite a lot. She's nice and gets it. At stuff there seems to be a separate team of people who take an article and then come up with the most click-baity headline possible.
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    I've stayed in plenty of motels with an old...

    I've stayed in plenty of motels with an old fashioned metal key so I'm not sure why this is suddenly a big thing.
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    My understanding is yes. My brother and sister...

    My understanding is yes. My brother and sister did just this. I believe you tell your accountant the date you move out. I would seek some advice before you buy about what entity structure would be...
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    I get triggered by the anti vaccination movement....

    I get triggered by the anti vaccination movement. So many preventable child illnesses.
  24. Don't use a regular company!

    Don't use a regular company!
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    NZ, like many markets, is exposed to interest...

    NZ, like many markets, is exposed to interest rates quite a lot and while it hurts some that servicing criteria are so much tighter it is honestly not the worst thing in the world.
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