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Type: Posts; User: donna

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  1. Replies
    29
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    749

    Todd and Nikki have had a bad start and they can...

    Todd and Nikki have had a bad start and they can only get better. National can rebuild and while their election chances are slim hopefully they can win enough seats to avoid a landslide and NZ going...
  2. Thread: Lending

    by donna
    Replies
    16
    Views
    772

    An article on oneroof says the interest rate used...

    An article on oneroof says the interest rate used for testing is 7% so it doesn't matter if the current rate is 2% banks will test at 7%. :roll:

    What's ridiculous is investors are a better bet...
  3. Interesting post. Why not just live each day as...

    Interesting post. Why not just live each day as if it's your last!

    Personally I'm fine with leaving $$ to extended family and charities. Ideally Marc and I will get to do more travel (that's...
  4. Replies
    29
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    749

    It's a shame UK had to give up HK and the writing...

    It's a shame UK had to give up HK and the writing been on the wall ever since. Taiwan's days are probably numbered too. I can see China grabbing them within the next couple of years.

    For NZ - we...
  5. Replies
    29
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    749

    I like him - as Nikki Kaye said they needed a...

    I like him - as Nikki Kaye said they needed a balance between conservative and liberal and they have now with these two. Todd spoke very well on RNZ this morning and he didn't have it all his own...
  6. Replies
    29
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    749

    National has a new leader.

    Well this was a surprise - Simon was talking it up yesterday 'I've got this'. Any thoughts on whether Todd Muller and Nikki Kaye will pull one out of the hat come September?

    Todd looks similar...
  7. Rental termination does extend past 25 June as...

    Rental termination does extend past 25 June as that is the earliest date you can issue notice - of 90 days so add on another 3 months.

    Kiwis rate 'fairness' highly and no-one would agree that...
  8. Retired Homeowners Forced To Live In A Caravan

    What's evident from the emails Stuff is getting is there are decent New Zealanders that are being given the cold shoulder. Where's the empathy and compassion for all New Zealanders?

    Stuff's...
  9. Yeah as you say 'wool' is a happening thing. The...

    Yeah as you say 'wool' is a happening thing. The idea that won...a AirNZ travel voucher for local travel exp. in 6 months is not producing anything - it's a service (not a business idea) and one...
  10. Replies
    26
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    2,527

    QT will survive and we want it to it's our...

    QT will survive and we want it to it's our premium destination. I've been watching 'One Lane Bridge' and the scenery is spectacular.

    Domestic travel and our extended bubble with OZ (for skiing)...
  11. Yes Perry and there will be more just like them!

    Yes Perry and there will be more just like them!
  12. Agree so they should be innovating, teaming up...

    Agree so they should be innovating, teaming up with people keen to take their products to market - i.e. products from manuka honey, kiwifruit, wools, epicurean products, diary etc. Many have banged...
  13. I recall hearing we have a surplus of houses now....

    I recall hearing we have a surplus of houses now. Not that we shouldn't be building more but isn't it better for the Gov't to not build and buy the surplus if a lot of it meets their requirements?
    ...
  14. Plus here in NZ our lawyers don't really do a...

    Plus here in NZ our lawyers don't really do a thorough enough job - i.e. they too like the everyone else want a quick deal. I studied property law in Aussie - just out of interest and the S&P...
  15. Homeowner can not move tenants on says Tenancy Tribunal

    Tenants can not be moved between late March and early June due to pandemic - so this homeowner who gave notice to tenants in February as he was moving back from Aussie is left paying $1250 a week to...
  16. Replies
    17
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    934

    Did you read this discussion...

    Did you read this discussion Perry? There are no financial constraints and they just need to keep issuing more $$.

    cheers,

    Donna
  17. Replies
    72
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    4,675

    I think there could be a mini bounce in sales as...

    I think there could be a mini bounce in sales as people rush to the mall for a bit of retail therapy. The spend will drain the small savings accumulated over the past six weeks so they're back to...
  18. Yeah and now businesses are going back the demand...

    Yeah and now businesses are going back the demand for water will rise. It's been a great year for wine, but very poor year for diary - with some farmers in Coromandel (which is also experiencing the...
  19. Replies
    72
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    4,675

    Hello Level 2 - our new normal

    We all sigh with relief that business as usual in accordance with level 2 rules will be underway from Thursday.

    The run on just about everything may cause its own form of chaos. It will be...
  20. Replies
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    12,030

    I'm not convinced we'll get to level 1 this year!...

    I'm not convinced we'll get to level 1 this year! Winter hasn't arrived yet - nor a second wave which may occur when we extend our bubble to include Aus and the islands. Just a whiff of a case and...
  21. Thread: Airbnb

    by donna
    Replies
    6
    Views
    662

    I did say this: So in my opinion, not only...

    I did say this:



    So in my opinion, not only do we need to think less about the cost and more about the experience right here in our own backyard, the industry also needs to come to the party...
  22. Thread: Airbnb

    by donna
    Replies
    6
    Views
    662

    And if you have AirBnBs think carefully before...

    And if you have AirBnBs think carefully before turning them into long term rentals. If most tourism revenue in NZ is domestic (+75%) - then Airbnbs can still survive and so too the tourist industry...
  23. Replies
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    Yeah, first home buyers should still want a...

    Yeah, first home buyers should still want a healthy deposit and a stable income with a business in a safe sector. Is the Debt to serving ratio at 4.5 times income?

    cheers,

    Donna
  24. Replies
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    735

    I see John Key has come out saying we shouldn't...

    I see John Key has come out saying we shouldn't be in any of the levels - that we should be trading as normal but with social distancing, hand washing etc.

    It does defy logic that you can stand...
  25. Replies
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    712

    On Matthew (GRA)'s video conference the other...

    On Matthew (GRA)'s video conference the other night he said go IO on IPs as debt is basically free. If you were on P&I on 500K - going IO saves you $30K so use that to pay down your PPOR debt. And...
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