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Type: Posts; User: Learning

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  1. Are you a politician? "I never made the election...

    Are you a politician? "I never made the election promises you have me saying on tape".
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    948,293

    BNZ and 4.3% I'm a Premium customer. 8) Not...

    BNZ and 4.3%

    I'm a Premium customer. 8) Not that meant much to the first phone center person.
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    Only $25K. I plan to bundle it up with one of...

    Only $25K. I plan to bundle it up with one of the others when they're up for re-fixing.
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    Unwilling to pay market rates... Are you now...

    Unwilling to pay market rates... Are you now surmising a female's rate would be less than their male counterpart's?
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    My smallest investment home loan just rolled off...

    My smallest investment home loan just rolled off it's fixed term. I wanted to re-fix for just 6 months to bring it in line with all my other loans. I phoned the bank just after the OCR drop. The...
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    Maybe the premiums will soften a little when the...

    Maybe the premiums will soften a little when the insurance co's start competing with each other again?
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    Go in at your top dollar. If the vendor doesn't...

    Go in at your top dollar. If the vendor doesn't accept, move on.

    Unless the vendor is the Briscoes lady. Then go back next week as there'll be 30% off. :-p
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    Well done Sandie. By raising his rate you've...

    Well done Sandie. By raising his rate you've saved him from the likes of Ogg. 😂
  9. After we bought our house, it wasnt till after...

    After we bought our house, it wasnt till after I'd killed two laptop chargers that I plugged in my circuit tester. Found 2 sockets wired up wrong.
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    Poll: Do you mean GST?

    Do you mean GST?
  11. Replies
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    So you can push it out to 2024 by doing only 89...

    So you can push it out to 2024 by doing only 89 day tenancies. 😋
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    Usual story, OCR goes up - lenders trip over each...

    Usual story, OCR goes up - lenders trip over each other in the rush to raise rates. OCR goes down and lenders keep bashing the snooze botton on their alarm clocks.
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    My example shows what Keys was talking about. A...

    My example shows what Keys was talking about. A perfectly good heatpump of the right size for the area it was installed to heat might not be adequate once you've applied the new standard.

    If,...
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    The heatpump I put in the small 2bed flat...

    The heatpump I put in the small 2bed flat livingroom was more than enough to keep the livingroom nice and toasty on the coldest nights. But there's an open hallway that leads past the bathroom,...
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    Agreed LL's will use it as an excuse to raise...

    Agreed LL's will use it as an excuse to raise rent but if no new standards were passed would rents be any cheaper? Are you saying that no LL who was renting out property that just happened to...
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    You'll be one of those tenants who only use the...

    You'll be one of those tenants who only use the heatpump for cooling in summer not to heat in winter. 😋
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    The "have-but-not-use" syndrome is not new. How...

    The "have-but-not-use" syndrome is not new. How many tenants have windows they never open, thermal curtains they never close? How many people have headlights on their cars but never drive at night?
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    Perry, as buildings with lifts must have these...

    Perry, as buildings with lifts must have these lifts inspected and certified annually at the building owners expense, do you advocate fining anyone who then uses the stairs instead?
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    You answered your own question.

    You answered your own question.
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    That's a bit generous Donna. I'm self employed...

    That's a bit generous Donna. I'm self employed and I keep roughly half my hourly rate after tax, general and business expenses. To be fair that is better that I was getting as a wage earner but the...
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    Agreed. Everything in writing, photos, photos,...

    Agreed. Everything in writing, photos, photos, photos. It's a business under the microscope.
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    If a tenant can prove to an adjudicator that the...

    If a tenant can prove to an adjudicator that the LL let a property based on the premis of sleeping in the garage on a camp stretcher as normal accommodation, then the tenant deserves the win.
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    That part of the law is aimed at the slumlords...

    That part of the law is aimed at the slumlords who put a bed in the garage, call it a sleep-out and charge extra rent accordingly and those who rent out unconsented structures. Personally, I agree...
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    The insurance for my rentals is up for renewal. ...

    The insurance for my rentals is up for renewal. After being locked in with no companies daring to even entertain the idea of insuring property in Wellington, I thought I'd test the waters to see if...
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    "Landlords will have to say whether they are...

    "Landlords will have to say whether they are insured and for how much in the tenancy agreement, and make any insurance details available on request. If they don't they can be fined $500."

    Why does...
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