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Type: Posts; User: Hound

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  1. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    Think the banks usually have these margins built...

    Think the banks usually have these margins built in, Gary.

    The Chinese banks are leading the charge downwards. Like Kiwibank did last decade.

    I have loans coming up in October and December,...
  2. Been day dreaming about the end game. Oakura Bay,...

    Been day dreaming about the end game. Oakura Bay, Northland. Is my dream, but I don't think the Mrs would wear it.

    But why retire at all?, we acquire more and more experience with age! Stick with...
  3. Replies
    6
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    547

    Had this happen last year, with our water supply...

    Had this happen last year, with our water supply pipe. Luckily the water meter guy brought it to our attention. Old Dux Quest piping. We took another option, by disconnecting the pipe under the slab....
  4. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    Westpac's got a temporary deal on that one,...

    Westpac's got a temporary deal on that one, Perry. HKSBC are offering it too. Waiting to see how ANZ responds.
  5. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    HKSBC offering 3.69% for two years. Let's see how...

    HKSBC offering 3.69% for two years. Let's see how the other players react in the coming months.
  6. Replies
    0
    Views
    464

    Property management fees percentage

    Hi guys,

    I'm considering taking on a property or two (which I don't own) to manage.

    What is an acceptable percentage on the rent to charge? And hourly rate for anything else required? Any other...
  7. Replies
    1,216
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    177,290

    Poll: Hi Donna, PM'd you.

    Hi Donna, PM'd you.
  8. Replies
    1,216
    Views
    177,290

    Poll: Thanks everyone for your replies. The secondary...

    Thanks everyone for your replies. The secondary tests came in higher. A plan has been instituted, the buyers have decided to act swiftly to repair the damage. We will be helping as we can too, with a...
  9. Replies
    1,216
    Views
    177,290

    Poll: Hi everybody, We have some dear friends who...

    Hi everybody,

    We have some dear friends who have recently purchased a property, given they wished to purchase an investment.

    With a view to eventually retiring there themselves.


    They...
  10. Replies
    74
    Views
    7,562

    The great Argentine ant crisis.

    The great Argentine ant crisis.
  11. Replies
    5
    Views
    1,086

    As Bob Jones once said, "we all vote Labour...

    As Bob Jones once said, "we all vote Labour around here!"
  12. Replies
    68
    Views
    7,731

    Vaping is very different to smoking, as no...

    Vaping is very different to smoking, as no combustion takes place. More like steam than smoke. In my view the tenant is being responsible for their health. Given they possibly have a nicotine...
  13. Replies
    56
    Views
    9,755

    Poll: I'm expecting Winston will have a tempering...

    I'm expecting Winston will have a tempering effect on rampant Green/Labour socialist agendum. There will be plenty of silly Govt spin regardless. One or two ministers will resign/step down this year....
  14. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    We refixed at ANZ, 4.20% for one year, early...

    We refixed at ANZ, 4.20% for one year, early December.
  15. Replies
    10
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    1,668

    Think long and hard before putting other people...

    Think long and hard before putting other people in control of your assets. Even if they are family. More people involved, greater likelihood of issues happening over time.
  16. Replies
    9
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    1,687

    In my view there are three reasons why tenants...

    In my view there are three reasons why tenants can appear 'demanding'

    1/ Maybe they've suffered a break in or some other trauma, making them more sensitive to potential problems. Real or imagined....
  17. I'd estimate 90% of buyers would never purchase...

    I'd estimate 90% of buyers would never purchase privately.
  18. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    With election year coming up in the States,...

    With election year coming up in the States, efforts will be made to bolster the appearance of the economy. Such is the dark world of big politics. It may just be window dressing.
  19. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    Westpac have dropped their advertised two year...

    Westpac have dropped their advertised two year rate to 4.24%
  20. Replies
    108
    Views
    16,609

    Got the good oil on olde Waikanae beach. Several...

    Got the good oil on olde Waikanae beach. Several properties sold for above RVs (six figures above) In recent times.

    The new interchange is closer to the beach than Waikanae village. So it's...
  21. If you're selling a beer fridge on trademe, by...

    If you're selling a beer fridge on trademe, by all means have no reserve! Different for property, high risk.
  22. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    I believe we're going into at least a medium term...

    I believe we're going into at least a medium term low interest rate environment. People need to forget about the 1980's.
  23. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    Today I fixed one big mortgage & one not so big...

    Today I fixed one big mortgage & one not so big at 4.30% one year ANZ. I think that's a pretty good rate. Not really worth squibbling over a further tiny discount. At least in my view.
  24. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    My doctrine over the last seven years or so is to...

    My doctrine over the last seven years or so is to take the lowest rate I can negotiate. Which always has been six or twelve months terms. Worked well for me so far. "The Hound doctrine"
  25. Thread: Interest Rates

    by Hound
    Replies
    5,795
    Views
    925,970

    Fixed 4.29% for one year, ANZ. More coming up...

    Fixed 4.29% for one year, ANZ. More coming up next month.
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