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Type: Posts; User: Beano

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  1. Thread: Interest Rates

    by Beano
    Replies
    5,814
    Views
    933,092

    Commercial floating is generally lower than 12...

    Commercial floating is generally lower than 12 month fixed
    So I suspect they will give it to you for 4.3pc
  2. Is the problem 1: commercial should be in a...

    Is the problem
    1: commercial should be in a separate entity preferably ltd company ?
    2 & 3: making a exempt (for gst) entity a gst entity ?
    4: a trust ownership of a company that can choose to...
  3. Why do you not like commercial property owned by...

    Why do you not like commercial property owned by a family trust either directly or through a company (holding the property with the trust being the shareholder) ?
  4. Replies
    1,016
    Views
    121,060

    Sharing the room with your friend How much is...

    Sharing the room with your friend
    How much is your rent and what is your income ?
  5. Thread: Interest Rates

    by Beano
    Replies
    5,814
    Views
    933,092

    Floating rate ?

    Floating rate ?
  6. Is your PPOR unecumbered ? Or is financed with...

    Is your PPOR unecumbered ? Or is financed with the same bank ?
  7. Morning tea (coffee) at the office would probably...

    Morning tea (coffee) at the office would probably be deductible
    Most companies supply morning and afternoon tea.
  8. Thread: Interest Rates

    by Beano
    Replies
    5,814
    Views
    933,092

    Is your commercial property loan 3.79pc ?

    Is your commercial property loan 3.79pc ?
  9. Replies
    4
    Views
    269

    1: What does the licence to occupy or lease say ?...

    1: What does the licence to occupy or lease say ?
    2:If you are already leasing to them then the rent review would just cover the premises and yard .
    3:Has the market rental gone up
    4: is it the...
  10. Photograph the power reading before and after you...

    Photograph the power reading before and after you finish next time
  11. Council forced us to have large retention tanks...

    Council forced us to have large retention tanks
    Every few years they check them
  12. Replies
    7
    Views
    807

    Are they on Lincoln Rd by central tce where the...

    Are they on Lincoln Rd by central tce where the new "Ikea type " superstore is being built ?
  13. Of course Why should only us commercial property...

    Of course
    Why should only us commercial property owners be forced to have a lift for a double story building ?
    You should have two lifts in case there is someone waiting on the other floor!
  14. Thread: Interest Rates

    by Beano
    Replies
    5,814
    Views
    933,092

    What size has a impact ? Would the bank be...

    What size has a impact ?
    Would the bank be concerned with Under $25m of debt ?
    Or would the loan have to be medium to large ?
  15. Yes I agree The professionals are just so fast...

    Yes I agree
    The professionals are just so fast and efficient .
    It is joy to watch them do the job
  16. Replies
    10
    Views
    682

    Dan Walker here from Colliers in Napier New...

    Dan Walker here from Colliers in Napier New Zealand. Has got a retail complex for sale with a rental income of approx $750k net per annum, seismic strengthened and over 3000sqm of CBD land. Net...
  17. Replies
    5
    Views
    515

    Buy something in between the 2 Wellington ...

    Buy something in between the 2
    Wellington
    Wellington typically is supported by Labour government policies
  18. Replies
    1
    Views
    222

    I once owned a unit in Jerningham apartments in...

    I once owned a unit in Jerningham apartments in Oriental Bay Wellington
    That was company share I heard they switch to unit titles.
    Perhaps you could chat to them
  19. Replies
    23
    Views
    1,481

    They could not as they sold their property on...

    They could not as they sold their property on "property genie " for 20pc more than market and retired rich.
    As for the buyer of the store he overpaid and went broke. :-)
  20. I looked at the Xero website today Is the growth...

    I looked at the Xero website today
    Is the growth of Xero mainly in the field of small businesses where invoices can be easily generated by the business person and expenses downloaded directly into...
  21. Replies
    10
    Views
    848

    Best i have heard of is floating 3.7% with HSBC...

    Best i have heard of is floating 3.7% with HSBC but you do need to your have your residential with them
    My commercial is a lot higher at 4.2pc floating BNZ. Westpac was priced at 4.1pc . ASB also...
  22. Replies
    10
    Views
    1,228

    Even simple things like leaving the car to reach...

    Even simple things like leaving the car to reach the building you need to have exclusive pedestrian path not shared by cars
    One company claimed this path need to be fenced with a fence capable of...
  23. Replies
    10
    Views
    1,228

    If there are common areas I would say the...

    If there are common areas I would say the building owner would have some responsibilities
  24. Replies
    1
    Views
    318

    Insurance and banks

    How have you found the bank view when it comes to insurance ?

    1: If the building forms only a small portion of the value of the property and contributes little income vs the land value and...
  25. Replies
    11
    Views
    972

    How much tax do you pay pa?

    How much tax do you pay pa?
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