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Type: Posts; User: buxlo122

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  1. Poll: There is not a way to remove votes. Thanks for...

    There is not a way to remove votes. Thanks for noting in the comments though.

    You can go back and vote for 5%
  2. Poll: Auckland's Annual Growth Rate over the Next Five Years

    What will Auckland's Average Annual Growth Rate over the next five years?


    Please leave comments on any hypothesis you have.
  3. Increasing Revolving Credit Facility to 80% LVR

    Currently I have a 56% LVR. I was wanting to increase this to 80% before the new lending restrictions came into force. However after inquiring with ASB they said they stopped lending above 70% in...
  4. Replies
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    Views
    83,865

    Hi Brokerman, I am an Auckland investor and...

    Hi Brokerman,

    I am an Auckland investor and have a question about the timing of the 30% Deposit requirement.

    Before the announcement I was looking to refinance to an 80% LVR to withdraw some...
  5. Replies
    4
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    1,235

    International Transfers

    I am looking at sending 23K from New Zealand to Canada.
    Does anybody have any recommendations for who to use to get the best rates?
  6. I informed ASB that I was a member of NZICA and...

    I informed ASB that I was a member of NZICA and told them of the discounts some colleges were getting and they have come back with .6% discount of their folating rate 6.0-.6 = 5.4%.

    Should I...
  7. My biggest motivating factor is which will give...

    My biggest motivating factor is which will give me the lowest average interest rate. I think this will be floating rates.
  8. That is what I have done. Who is with me.

    That is what I have done. Who is with me.
  9. That's pretty good Rosco do you have a low LVR to...

    That's pretty good Rosco do you have a low LVR to get that discount?
  10. Discounts on Floating Rate; what is a good deal?

    Hi Guys,

    My ASB loan is rolling over. I had a .5% discount on my floating rate for the last couple of years (New Lending).

    They have emailed me saying that my loan discount is expiring and it...
  11. I know that you are not meant to charge the fixed...

    I know that you are not meant to charge the fixed portion. However I don't know why? Does anybody know why?

    It would make sense that if was agreed that they pay the whole water rates bill (incl...
  12. What is a HHU? If my section is 830m2 what could...

    What is a HHU?
    If my section is 830m2 what could I build? Units or semi attached dwellings?
    If I bought my neighbors section what could I build (1600m2 total)?
  13. Terrace Housing Zone Under Auckland Unitary Plan

    I have a house in the Terraced housing zone in the new Auckland Unitary Plan.
    What am I allowed to build there?
    What design restrictions are there?
  14. Replies
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    Property Alert When house comes up for sale

    With the new unitary plan it could be advantageous to purchase your neighbors property to make a bigger section and bigger subdivision. However if the property is a rental you will not see that the...
  15. Thread: Rention Tanks

    by buxlo122
    Replies
    6
    Views
    8,886

    What m2 is your roof? How much did your system...

    What m2 is your roof?
    How much did your system cost?
  16. Thread: Rention Tanks

    by buxlo122
    Replies
    6
    Views
    8,886

    Otahuhu, Auckland. There is storm water in the...

    Otahuhu, Auckland. There is storm water in the area, however if we were to connect to it we would have to pay for the drain. Circa 30K.
  17. Thread: Rention Tanks

    by buxlo122
    Replies
    6
    Views
    8,886

    Rention Tanks

    My soak hole testing has not gone very well.

    I have may have the option of connecting to an existing soak hole if I get it tested and the soakage is good enough. The water table is only 1.2m...
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    17,597

    How much did you shell out for new fittings?

    How much did you shell out for new fittings?
  19. Replies
    8
    Views
    17,597

    Yea 7-8K was the ball park figure he gave. Did...

    Yea 7-8K was the ball park figure he gave.
    Did you need to get new light fittings as well?
  20. Replies
    8
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    17,597

    Rewiring House

    Just had a sparky in at my rental property to fix a light fitting. His advice is the whole houses wiring is old, a fire hazard and is in need of a rewire. I shudder to think what the final bill will...
  21. Thread: Roi

    by buxlo122
    Replies
    3
    Views
    2,120

    ROI can be return on equity or return on assets....

    ROI can be return on equity or return on assets. When evaluating properties I prefer to use return on assets.
    i.e 90k profit / 300k assets = 30% ROA
  22. Replies
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    14,780

    Hi Davtam, Were you testing the soakage of an...

    Hi Davtam,

    Were you testing the soakage of an original soak hole? How much did it cost?
    We don't have a soak hole currently, we are wanting to add one so we can build a minnor dwelling. The...
  23. Replies
    6
    Views
    14,780

    It is for a building consent for a 60m2 minor...

    It is for a building consent for a 60m2 minor dwelling. After submitting the consent one of the requests for further information is for a "soakage test report proving that adequate soakage is...
  24. Replies
    6
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    14,780

    Recomendation for Soak Hole Testing

    Can someone give me a recomendation for a company that does soak hole testing? Or has a recomendation for a Geotechnical Engineer? (Auckland Based)
  25. Playing Devil's advocate: It could also be argued...

    Playing Devil's advocate: It could also be argued that areas like Remuera are less likely increase at a higher % rate because it is unsustainable.



    My spreadsheet assumes the same capital...
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