• Login:
Welcome, Register Here
follow PropertyTalk on facebook follow PropertyTalk on twitter Newsletter follow PropertyTalk on LinkedIn follow PropertyTalk on facebook

Search:

Type: Posts; User: King13

Page 1 of 5 1 2 3 4

Search: Search took 0.18 seconds.

  1. Replies
    8
    Views
    565

    Then why have the Trust? Was it to protect the...

    Then why have the Trust? Was it to protect the house in case of credit litigation?
  2. Replies
    15
    Views
    1,347

    Thanks, Rosco. We've just continued with this...

    Thanks, Rosco.

    We've just continued with this over time as it allows adjustment with cashflow. But with the lower interest rates, it may be time to fix.
  3. Replies
    6
    Views
    744

    Ask an architectural designer or draftsman. They...

    Ask an architectural designer or draftsman. They can map the sun position over the year and do an analysis using this with the building heights and location.
  4. Replies
    15
    Views
    1,347

    Thanks, DaveW. Will ask the manager to see...

    Thanks, DaveW.

    Will ask the manager to see what they offer. Cheers.
  5. Replies
    15
    Views
    1,347

    Thanks Beano - Loans about $3m (so long way...

    Thanks Beano

    - Loans about $3m (so long way from $25m)
    - Portfolio of $5-6m
    - LVR about 64%
    - WALT over 5 years
    - P&I about 12 years
    - Interest cover by net rents about 2.5

    Wondering if...
  6. Replies
    15
    Views
    1,347

    Commercial Interest Rates

    Hi - can someone give an idea about fixed and floating commercial loan interest rates?

    We have had variable rate mortgage for some time and interest has been about 5.3 - 5.6 %.

    Cheers.
  7. You do need to follow the legal process.

    You do need to follow the legal process.
  8. Replies
    7
    Views
    1,283

    Thanks for the replies. These cases are...

    Thanks for the replies. These cases are residential tenancy rulings. My understanding is that commercial lease allows the excess to be recovered from the tenant. Recently, tenants have argued against...
  9. Replies
    7
    Views
    1,283

    Landlord's Insurance

    Hi - who pays the excess for damage to a door/window and landlord's insurance is claimed?
  10. Thread: Handy Tip

    by King13
    Replies
    12
    Views
    1,696

    Emergency Medical Service = St John in NZ

    Emergency Medical Service = St John in NZ
  11. Replies
    8
    Views
    1,016

    How much would the depreciation be considering...

    How much would the depreciation be considering land is not depreciated and building/chattels are depreciated at about 2% (?).
  12. Thread: EQ Repairs

    by King13
    Replies
    8
    Views
    1,191

    No - these are structural costs so cannot be...

    No - these are structural costs so cannot be passed to the tenant.

    If the strengthening will take considerable time, you may have to consider compensating the tenant for loss of business. Best is...
  13. Thread: Late rent

    by King13
    Replies
    6
    Views
    1,183

    Thanks everyone. Yes, it is commercial property...

    Thanks everyone. Yes, it is commercial property with an ADLS lease which states a default interest rate.

    My question was around how to calculate the interest payable? Is it fixed - i.e. added...
  14. Thread: Late rent

    by King13
    Replies
    6
    Views
    1,183

    Late rent

    Hi

    How is interest on late rent calculated? For instance - rent payment for Feb-Mar-Apr is late. How is interest calculated and
    what happens if this interest is also not paid on due date?
    ...
  15. A couple of points & questions. - What is the...

    A couple of points & questions.

    - What is the benefit of LTC owned by the Trust? The LTC would pay tax at the company rate but wouldn't income passed to the Trust be taxable at the Trust rate?
    ...
  16. Replies
    69
    Views
    4,671

    Give a Man a Fish, and You Feed Him for a Day....

    Give a Man a Fish, and You Feed Him for a Day. Teach a Man To Fish, and You Feed Him for a Lifetime.

    There's something wrong when a benefit becomes a right with no responsibility!
  17. Hi - the percentage you can charge needs to be...

    Hi - the percentage you can charge needs to be documented in the lease and agreed to by the tenant. Cheers.
  18. Hi JBM / MargVan - I would like to get a copy as...

    Hi JBM / MargVan - I would like to get a copy as well. Can you p.m. me details?
  19. Replies
    1
    Views
    722

    Rent increase Auckland commercial

    Hi - what has the rent increase been in Auckland area over the past 2-3 years?

    We own a property and the valuer put the increase at about 12-14% from the last rent review conducted in 2014. The...
  20. Thread: Incentives

    by King13
    Replies
    6
    Views
    1,090

    Thanks! I would have thought banks may need to...

    Thanks! I would have thought banks may need to incentivise more. With fewer people in the market due to new LVR rules, banks will have to push to maintain/increase their share of the home mortgage...
  21. Thread: Incentives

    by King13
    Replies
    6
    Views
    1,090

    Incentives

    Hi - our mortgage is coming up for renewal.

    Anyone been offered incentives from banks recently? Kiwibank advertises a holiday to Fiji so what's on offer from other banks?
  22. Replies
    22
    Views
    2,864

    Hi - we're completing a new build and chose...

    Hi - we're completing a new build and chose hydronic underfloor heating using a heat pump. Radiant heating works very well and is an even heat through the room and house. Heat pumps are more...
  23. Replies
    1
    Views
    1,118

    Boundary encroachment

    Hi

    Property being demolished for a rebuild when the surveyor discovered historic encroachment from adjoining property's foundation. This will lead to reduction in size of rebuild.

    Can there...
  24. Replies
    7
    Views
    2,082

    Thanks for the advice. The tenant has...

    Thanks for the advice.

    The tenant has suddenly become un-communicative. There is no response to e-mail/mobile phone calls/text messages. The amount is not large but this attitude is frustrating...
  25. Replies
    7
    Views
    2,082

    Thanks. We have to deal with the personal...

    Thanks. We have to deal with the personal guarantor. Does not dispute the claim (just does not pay!)
Results 1 to 25 of 119
Page 1 of 5 1 2 3 4