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Type: Posts; User: Glenis

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  1. Replies
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    Well done Perry. The fact is the PT forum has...

    Well done Perry. The fact is the PT forum has it's moments and some interesting stuff but 8 months ago I kept seeing how people got 'shouted' down. It's not changed and yes I should have known...
  2. Replies
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    27,118

    A great many people have in the recent past...

    A great many people have in the recent past borrowed 100% and no doubt will do so again in the near future as memory of the 'financial crisis' fades.




    *sigh* You're certainly reminding me of...
  3. Replies
    87
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    27,118

    Understood. The full amount is claimed but at...

    Understood. The full amount is claimed but at the end of the tax year. So tut tut - you told a half truth - the LL doesn't claim GST as such but the GST is part of the expense, of which 100 % may...
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    87
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    27,118

    So the GST content is knocked out of the property...

    So the GST content is knocked out of the property expenses claimed each year? If you pay rates of $112.50 - do you claim $100 or $112.50? Just a question, I'm not trying to be difficult.
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    87
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    27,118

    In (almost) every other business you work 40 - 80...

    In (almost) every other business you work 40 - 80 hours a week to make that business a success. In IP you use some one else's money, you work your regular day job, you claim back most or all of your...
  6. Replies
    87
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    27,118

    Sorry for repeating. I don't understand why...

    Sorry for repeating.
    I don't understand why LL's pay but can't claim GST? Surely anyone can register for GST and claim it back?
  7. Replies
    87
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    27,118

    No matter how you try to justify being...

    No matter how you try to justify being down-trodden landlords the tax benefits are there for the taking and you take them. I don't have any issues with it - the tax law is slanted in favour of...
  8. Replies
    115
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    16,312

    I suspect my idea of wealth isn't very high and...

    I suspect my idea of wealth isn't very high and I'm fortunate to have a very happy life. I also do something that makes other people happy and healthy so there is more 'happieness' for me to be had...
  9. Replies
    115
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    16,312

    Opps - double posted

    Opps - double posted
  10. Replies
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    16,312

    Thanks everyone - good points and all food for...

    Thanks everyone - good points and all food for thought. Can the governments afford to dump gold - isn't it part of what is keeping them stable and a backing for their debt. Is there historical...
  11. Replies
    115
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    16,312

    Absolutely Outspoken, I'd usually be the first to...

    Absolutely Outspoken, I'd usually be the first to say only a fool borrows to gamble - see how well I know myself. ;) I think the gold rush has just begun. It's not so much that we can afford to...
  12. Replies
    115
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    16,312

    I am leaning towards taking a punt on gold and...

    I am leaning towards taking a punt on gold and doing the unthinkable and borrowing against the house to do it. We're still in the position where we can lose one job and still earn enough to pay the...
  13. Thread: Annual Value Q

    by Glenis
    Replies
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    1,580

    It'll just be another revenue generator in the...

    It'll just be another revenue generator in the end - they'll take the figure that works out best for the council and charge rates that way.

    If your property value is low but the potential rent is...
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    16,312

    I did read somewhere - Herald I think - that the...

    I did read somewhere - Herald I think - that the money men are pickng the NZD to fall to .45. However as the variables keep changing they are continuing to work with a moving target.

    I am...
  15. Thread: Annual Value Q

    by Glenis
    Replies
    6
    Views
    1,580

    Seems like a funny thing for the council to be...

    Seems like a funny thing for the council to be involved in. Rents can be pretty subjective.
  16. Replies
    115
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    16,312

    I looked at buying gold last year - kicking...

    I looked at buying gold last year - kicking myself black and blue now! What makes it even more unaffordable is the NZD however there is plently of room for growth in gold Not good buying at $900 oz...
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    16,312

    Hi Mattnz - can you point me in the direction of...

    Hi Mattnz - can you point me in the direction of the graph? My experience of homes in the US is that they are much more substanial dwellings and the rooms are often bigger. The comparison NZ/US is...
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    I don't honestly think there is much positive...

    I don't honestly think there is much positive news out there. There is $600 billion in loans is about to come due in the US - these are the prime mortgages and they are in the same boat as the...
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    Good point Cube - $250,000 is a healthly amount...

    Good point Cube - $250,000 is a healthly amount but there are a lot of expenses to come out of that. I wonder what Vector costs for a day? Even so, he's promoted his business and big exposure for...
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    I don't think we're that far behind in the...

    I don't think we're that far behind in the 'borrowing beyond our means' stakes.
  21. Replies
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    Forclosures in Detroit

    I thought you might all find this interesting. This is before any car plants close - unless the US gov provides the bail out funds of course.

    ...
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    I had a good look around www.ebode.co.nz last...

    I had a good look around www.ebode.co.nz last time you mentioned it. Fantastic ideas - it all makes excellent sense. Of course they are out of my budget but I'd have one in a flash if I could. ...
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    Thanks Terry, it's good to have someone of your...

    Thanks Terry, it's good to have someone of your experience agree it's a good course of action. If you don't mind I'll give a little advice you may want to use for your clients - although you...
  24. Replies
    5,381
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    866,164

    Retiring in comfort

    We definately fall into Terry's 90% of people seeking the advice of financial advisors ie 10-15 years to retirement with little behind us but our modest home. But what is retirement? If I wasn't...
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    OK - further reading reveals 250 Loksa operators...

    OK - further reading reveals
    250 Loksa operators nz wide
    Prices quoted are the operator 'buy' price, not the customer price (there goes my cheap luxury home)
    Building costs still seem low tho

    ...
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