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Type: Posts; User: hawkeye

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  1. Labour adds up. Even the apprentice builder is...

    Labour adds up. Even the apprentice builder is charged at $50 per hour .
  2. If it is a student town it would be a win win!

    If it is a student town it would be a win win!
  3. Replies
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    957

    We had loans with them years ago and at the time...

    We had loans with them years ago and at the time the offset mortgage was innovative. We have the same with Westpac now. It is like having a low interest rate credit card but the maximum limit...
  4. Christchurch council wouldn’t even let us put a...

    Christchurch council wouldn’t even let us put a sink for our daughters painting area without saying it was a minor dwelling and paying huge fees as they said it would make it a studio, even though...
  5. Usually even with a normal renovation even it...

    Usually even with a normal renovation even it can end up twice what you think it will be at the start. And where do you get an architect for $600? Have you found an insurer that wants to insure you...
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    468

    What a hassle and chore for your family asking...

    What a hassle and chore for your family asking them. Do them a favour and get a professional if you can’t do it.
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    1,241

    Can the bank force a mortgagee sale? You’ll lose...

    Can the bank force a mortgagee sale? You’ll lose money but not as much as you could if it carries on. But if he burns it down are you insured?
  8. EQC levy isn’t tax it’s an insurance premium for...

    EQC levy isn’t tax it’s an insurance premium for the portion of the cover they have reinsured with EQC.
  9. Stop incentivising people to produce more...

    Stop incentivising people to produce more children than they can afford to support ( cap payments of WFF at 2 or 3 children) and use the reduction of WFF to make sterilisation procedures free for...
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    2
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    523

    We have had timber (rimu) supplied complete with...

    We have had timber (rimu) supplied complete with borer holes before. The joinery told us it was all completely normal and to be expected but would have been fumigated! Just fill the holes and you...
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    459

    Or just eat the pizza and hide the evidence.

    Or just eat the pizza and hide the evidence.
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    365

    Has she got KiwiSaver and does she qualify for...

    Has she got KiwiSaver and does she qualify for the homestart loan and the first home owners grant ? This is her best option as it is free money from the government, and if she does she would need to...
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    475

    It would in Christchurch. We wanted a sink for an...

    It would in Christchurch. We wanted a sink for an art studio in our extension and they disallowed it as they said it could be used a a kitchen and it made it an additional dwelling which needed...
  14. Well take your first estimate and double it....

    Well take your first estimate and double it. That’s my experience.
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    629

    (1.75??) Have they counter offered at all or...

    (1.75??)

    Have they counter offered at all or have you just been making offers?
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    459

    We have a heat pump (floor level) in hallway...

    We have a heat pump (floor level) in hallway which we keep at 17 degrees and it heats all the rooms off the hall in winter to take the chill off. It made a big difference installing this. We are in...
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    5
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    760

    Hi we have one of those. We painted it and it...

    Hi we have one of those. We painted it and it looks fine. It’s ok unless it is drilled into. I think it actually adds a layer of insulation too.

    But the real question is what is hidden underneath...
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    726

    No, usually the policy excludes damage by insects

    No, usually the policy excludes damage by insects
  19. Is it tree roots catching things? If they get...

    Is it tree roots catching things? If they get into the pipe not much you can do but keep clearing it. Or tampons string catching on a join in the pipe. Ask them to wrap and bin them.
  20. Replies
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    1,035

    Suggest you look into the cost and feasibility of...

    Suggest you look into the cost and feasibility of insurance in Wellington before jumping in.
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    12
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    1,942

    How to use so much power ? Easy with an oil...

    How to use so much power ? Easy with an oil heater.
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    1,427

    It’s perfectly safe if it is sealed well and not...

    It’s perfectly safe if it is sealed well and not dusty. Don’t let electricians drill into it. To do any work now for EQC at least you need asbestos check of all old plasterboard not just stippled...
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    We had a disagreement like this as the land was...

    We had a disagreement like this as the land was worth more without the house which was an old villa! In the end they agreed to cover us for indemnity for the value on the CV. Because we had a...
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    It all depends on your house. If you have a...

    It all depends on your house. If you have a modern house with aluminium windows match the windows with an aluminium door. If you have an old villa with wooden windows use wood! Nothing devalues a...
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    I think there is a bit of truth on both sides....

    I think there is a bit of truth on both sides. The more I research modern pharmaceuticals the more I am convinced they donít know what they are doing and it is all about money. Yes, vaccines stop...
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