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Type: Posts; User: grip

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  1. Replies
    57
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    13,517

    a year on nothing has changed, the market is...

    a year on nothing has changed, the market is still flat.
  2. Ogg there may be others who are keen on Live &...

    Ogg there may be others who are keen on Live & Work properties, and therefore willing to register for GST as they have a genuine business use. I see a lot of these properties popping up everywhere as...
  3. Not the banks' fault. The situation has changed...

    Not the banks' fault. The situation has changed so the banks have to adapt in response to the fall in credit availability. This is what you signed up for.
  4. Replies
    11
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    6,388

    I encountered this very situation (death of...

    I encountered this very situation (death of tenant after short illness) just over a year ago. I referred to the relevant legislation as linked by Keys.
    Thankfully the kids were really good and...
  5. Hamilton yields are significantly better than...

    Hamilton yields are significantly better than comparable Auckland properties. This is driving demand. Hence In the short to medium term, Hamilton prices are likely to keep rising.
  6. Replies
    21
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    3,852

    Bingo I believe most traders would revalue and...

    Bingo I believe most traders would revalue and use the equity if they could. Problem is the bank won't lend you more for your next deal.
    Give you an example
    you buy a do-up for 500k (which is...
  7. Replies
    14
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    3,502

    I have rental props in both Auckland and Hamilton...

    I have rental props in both Auckland and Hamilton and I follow both markets.
    Hard to answer in general terms. But at the sub 4% yields you quoted I don't think I would buy in Hamilton. You can get...
  8. Replies
    5
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    1,972

    This means you can buy up to $480k value. $80k...

    This means you can buy up to $480k value. $80k will be equity from current home and $400k from the bank.
  9. Spreadsheet to calculate max borrowing based on serviceability

    Hi guys does anyone have access to a spreadsheet that calculates the maximum one can borrow based on servicing criteria. With assumptions you can alter eg rent, living costs, income from rentals,...
  10. Replies
    36
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    31,427

    Thanks Don I was contemplating the whitewash...

    Thanks Don I was contemplating the whitewash product. But figured I would wait a while to see if you really liked it. Glad to hear the resene black white worked out.
    Some people choose to use no...
  11. Replies
    67
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    26,600

    Gourav you are replying to an old thread. I wrote...

    Gourav you are replying to an old thread. I wrote that on 6 June quoting a QV May article looking at price movement up to March or April. Things have obviously changed over the past 6 months and...
  12. Replies
    88
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    58,126

    People get caught up talking about irrelevant...

    People get caught up talking about irrelevant stuff.

    Hamilton has been talked about on PT extensively over the past 2 years yet the market is still relatively flat there. It's stable with...
  13. Replies
    88
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    58,126

    Good overview thanks. I would point out though...

    Good overview thanks.
    I would point out though that most of these suburbs do not have great schools. So tenants with families may prefer to be in zone for the better schools.
  14. http://www.interest.co.nz/property/75867/average-d...

    http://www.interest.co.nz/property/75867/average-dwelling-value-auckland-now-828502-and-still-rising-quotable-value
    Waitakere up 17.8% in past year vs HBC 7.9% and yet Waitakere avg value is 657K vs...
  15. Replies
    36
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    31,427

    thanks Don. sounds complex. i would probably use...

    thanks Don. sounds complex. i would probably use a professional painter.
    what do you mean when you say if you were doing up to sell you wouldn't use the product? is that because of price given you...
  16. Replies
    67
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    26,600

    I'm not sure if you're looking at the same...

    I'm not sure if you're looking at the same Hamilton the rest of us are, but in my experience the market is still pretty flat. Values have been static and most are still listed with price or by nego,...
  17. Replies
    7
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    2,424

    I have used http://qualityrentalmanagement.co.nz/...

    I have used http://qualityrentalmanagement.co.nz/ and quinovic hamilton.
    I would recommend QRM. They are very good.
  18. Replies
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    31,427

    Can you elaborate on this Aston? What was...

    Can you elaborate on this Aston? What was unacceptable?
    I would've thought you're much better off painting over the gaps rather than filling them in (which will crack due to movement etc)

    If in...
  19. Replies
    36
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    31,427

    Thanks Don Just reading through the instructions...

    Thanks Don Just reading through the instructions on that page it says

    If the surface has been previously varnished/painted it is important that this has been thoroughly stripped and any traces...
  20. Replies
    36
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    31,427

    Don what is the name of that specific Resene...

    Don what is the name of that specific Resene product? I am keen too.
  21. In my experience the business value is not taken...

    In my experience the business value is not taken into account in calculating your LVR.
    You should gear up your business. The interest rate is higher but your property LVR will then be lower and you...
  22. Replies
    5
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    4,763

    Hey Beginner1 construction started yet? Who did...

    Hey Beginner1 construction started yet? Who did you end up using?
  23. Replies
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    7,800

    Awesome mate. Well done. Do you mind sharing how...

    Awesome mate. Well done. Do you mind sharing how much you spent on the various jobs. And how much you would've needed to pay on labour if you hired someone to do the work there (seeing you're in...
  24. So we have a new user who just registered today...

    So we have a new user who just registered today submit feedback on a thread that's 2.5 years old to recommend a new reno company. Anyone knows or heard of "proven projects"?
  25. Replies
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    2,334

    Nothing sinister - it's simply because they...

    Nothing sinister - it's simply because they started putting high value houses in so obviously CVs go up.
    I didn't think people would pay 800k for a house here but they do, so here we go.
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