Will Loan interest go back low since yesterday’s rate reducing of some banks

[MelodyShi]

I see. Thank you for your nice advice. ...

[MelodyShi]

Donna, I am Sorry for my very delayed reply. Many thanks for your advice and thanks for many helpful advice from people here. Finally I have submitted all the documents and information the bank requested, and that's it. The bank did not ask for call back of loan or anything else, it seems for...

[MelodyShi]

Yesterday TSB,ANZ, Westpac reduced 2years loan rates, does it imply all banks will go back a low rate era?Or is it only a attempt of banks get more people into loan, afterwards, loan interest will increase again?...

[MelodyShi]

Donna,
Many Thanks for your great advice! ...

[MelodyShi]

HI, appreciate advise: Is Lemington area in Cambridge town(next to Hamilton) a safe suburb to buy a house? Thanks.

[MelodyShi]

Guys, thank for advice: Is Hybrid vinyl floor classy enough for lounge, dining, kitchen deco for selling $1.4- 1.6M good area? Or laminate better? Do people think hybrid vinyl cheap plastics ?I cannot see many house for sale use it.I am wondering.

[MelodyShi]

Hi, Thanks if someone can give opinion: If the loan is due now, how long should re-fix the loan for? How long high interest will last? Any strategy to reduce total amount of repayment, e.g. split loan into various parts and fix in various term lengths?

[MelodyShi]

Guys, appreciate advice: Is Hybrid vinyl floor classy enough for floor in lounge, dining, kitchen for house sale in good area $1.4- 1.6M? Or better use laminate floor? Will buyers think hybrid vinyl is cheap plastic (even it's hi-tech stuff)?I cannot see many house for sale use this.I am wondering....