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Best Lawyer Story Of The Year, Decade And Probably The Century…
Charlotte , North Carolina
A lawyer purchased a box of very rare and expensive cigars, then insured
them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great cigars
and without yet having made even his first premium payment on the policy
the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of
small fires." The insurance company refused to pay, citing the obvious
reason, that the man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, which it had warranted that the cigars
were insurable and also guaranteed that it would insure them against
fire, without defining what is considered to be unacceptable "fire" and
was obligated to pay the claim. Rather than endure lengthy and costly
appeal process, the insurance company accepted the ruling and paid
$15,000 to the lawyer for his loss of the cigars lost in the "fires".
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being
used against him, the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in jail and a $24,000
fine.
This is a true story and was the First Place winner in the recent
Criminal Lawyers Award Contest.
ONLY IN AMERICA!
any wonder our premiums for insurance are high and those clauses get more and more unreadable...
Charlotte , North Carolina
A lawyer purchased a box of very rare and expensive cigars, then insured
them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great cigars
and without yet having made even his first premium payment on the policy
the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost "in a series of
small fires." The insurance company refused to pay, citing the obvious
reason, that the man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
Delivering the ruling, the judge agreed with the insurance company that
the claim was frivolous. The judge stated nevertheless, that the lawyer
held a policy from the company, which it had warranted that the cigars
were insurable and also guaranteed that it would insure them against
fire, without defining what is considered to be unacceptable "fire" and
was obligated to pay the claim. Rather than endure lengthy and costly
appeal process, the insurance company accepted the ruling and paid
$15,000 to the lawyer for his loss of the cigars lost in the "fires".
NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him
arrested on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being
used against him, the lawyer was convicted of intentionally burning his
insured property and was sentenced to 24 months in jail and a $24,000
fine.
This is a true story and was the First Place winner in the recent
Criminal Lawyers Award Contest.
ONLY IN AMERICA!
any wonder our premiums for insurance are high and those clauses get more and more unreadable...
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