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  • Nigel Scott, an advisor at Craigs Investment Partners.


    Government policy could also be weighing on the market, he said.

    "Let's be brutally honest here, we've had the Government pull out some pretty big conversations recently in terms of policy across housing, health and the labour market. Perhaps that is giving a little bit of a steer to maybe make the offshore investors have little bit less confidence about New Zealand."


    A little bit? I'm not putting a cent into this socialist paradise.

    Comment


    • They (the commies) are thinking of doing a flip flop on the pay freeze now, too many seeing through their bullshit!
      "DEBT BECOMES IRRELEVANT WITH INFLATION".

      Comment




      • This Government will always listen to the plight of the people who actually do the work.
        Remember, they didn't put a total wage freeze on.
        From memory, and I may be wrong, as I only caught the tale end of the news report,

        Didn't the freeze only apply to Government workers who were getting over about $30 per hour?
        Consider that compared to the minimum, wage of about $20 per hour.

        And remember, highly paid Govt people who were on $60 per hour, would still be getting $60 per hour.

        And there was wiggle room for exceptional cases.

        IMOP , the mistake the govt made was in duration, and amount.

        If they said, we'll do it for six months , then review it, that would have been a pill easy to swallow.
        Also if they said the cap would be at 80K, that would have given professional front line workers hope that they had room for more reward and growth.

        But it's a good thing that they are open to negotiation.
        The Unions need to slap themselves out of their naturally adversarial negotiation techniques and thinking, and remember that this government will be reasonable if the money is there to do so.
        That starts with productivity improvements.



        (That weight falls equally on Sales people, Upper and Middle Management and Practical workers.

        Upper managers,
        Don't come up with crap fairytale trendy goals and procedures because you are bored.
        Go to the coalface and see what's actually happening, fix that.

        Middle managers, no you haven't "made it" just because you can tell people what to do now.
        It's still work, you need to make sure the practical people have everything they need, when they need it.
        Meetings aren't work, it's dead time (productivity wise) make sure every second of your meetings are productive.
        Prepare, have one person move the meeting on at an efficient pace. War stories have no place here.

        HR.
        Stop hiring your friends, aunties, and assorted relatives.
        Get the best person for the job.
        Nurture and grow each person of your company.
        If you don't know the skill level, personal situation and financial progress of each person in your care, you are failing.
        Possibly you have the most important position in the entire company.
        Being lazy on care will result in insurmountable loss of time on repair.
        Be proactive, saying" I didn't know", or "no one told me " is an excuse well below your pay bracket.

        Sales.
        Stay grounded.
        Saying something and doing it are a world apart.
        Don't over sell or undersell.
        Meeting a target is no excuse for misrepresentation. Stay vigilant to believing your own b******t.
        If a deal starts with a lie, it was never a real deal.
        The cost will flow through the whole company over time.

        Practical workers.
        Repetition is your enemy.
        Take up some hobby or night school or company training to keep your brain alive.
        Change is essential to a healthy mind and body. Look after your health.
        Try and eat healthy and exercise.
        Just because your upper managers and middle managers are dong their job poorly, that shouldn't control your actions. you choose to do your job well every day, as the completion of your pay for work deal.
        Be a person of your word, even if others are not.
        Resist the urge to brighten up your day by over socializing during work hours.
        You'd be surprised how many five min conversations take up an entire hour.)
        Last edited by McDuck; 12-05-2021, 09:10 AM.

        Comment


        • Originally posted by McDuck View Post

          This Government will always listen to the plight of the people who actually do the work.
          Remember, they didn't put a total wage freeze on.
          From memory, and I may be wrong, as I only caught the tale end of the news report,

          Didn't the freeze only apply to Government workers who were getting over about $30 per hour?
          Consider that compared to the minimum, wage of about $20 per hour.

          And remember, highly paid Govt people who were on $60 per hour, would still be getting $60 per hour.

          And there was wiggle room for exceptional cases.

          IMOP , the mistake the govt made was in duration, and amount.

          If they said, we'll do it for six months , then review it, that would have been a pill easy to swallow.
          Also if they said the cap would be at 80K, that would have given professional front line workers hope that they had room for more reward and growth.

          But it's a good thing that they are open to negotiation.
          The Unions need to slap themselves out of their naturally adversarial negotiation techniques and thinking, and remember that this government will be reasonable if the money is there to do so.
          That starts with productivity improvements.



          (That weight falls equally on Sales people, Upper and Middle Management and Practical workers.

          Upper managers,
          Don't come up with crap fairytale trendy goals and procedures because you are bored.
          Go to the coalface and see what's actually happening, fix that.

          Middle managers, no you haven't "made it" just because you can tell people what to do now.
          It's still work, you need to make sure the practical people have everything they need, when they need it.
          Meetings aren't work, it's dead time (productivity wise) make sure every second of your meetings are productive.
          Prepare, have one person move the meeting on at an efficient pace. War stories have no place here.

          HR.
          Stop hiring your friends, aunties, and assorted relatives.
          Get the best person for the job.
          Nurture and grow each person of your company.
          If you don't know the skill level, personal situation and financial progress of each person in your care, you are failing.
          Possibly you have the most important position in the entire company.
          Being lazy on care will result in insurmountable loss of time on repair.
          Be proactive, saying" I didn't know", or "no one told me " is an excuse well below your pay bracket.

          Sales.
          Stay grounded.
          Saying something and doing it are a world apart.
          Don't over sell or undersell.
          Meeting a target is no excuse for misrepresentation. Stay vigilant to believing your own b******t.
          If a deal starts with a lie, it was never a real deal.
          The cost will flow through the whole company over time.

          Practical workers.
          Repetition is your enemy.
          Take up some hobby or night school or company training to keep your brain alive.
          Change is essential to a healthy mind and body. Look after your health.
          Try and eat healthy and exercise.
          Just because your upper managers and middle managers are dong their job poorly, that shouldn't control your actions. you choose to do your job well every day, as the completion of your pay for work deal.
          Be a person of your word, even if others are not.
          Resist the urge to brighten up your day by over socializing during work hours.
          You'd be surprised how many five min conversations take up an entire hour.)
          Fact still remains if you have a 3% inflation rate, your going backwards
          "DEBT BECOMES IRRELEVANT WITH INFLATION".

          Comment


          • That was alot to read.

            If you want to pay a hospital cleaner more and freeze the pay of a surgeon that's about to remove a cancer lump on your liver thats fine I'll pay for private medical.

            You get what you pay for and you get who you vote for so no arguments from me McD.



            Comment


            • Originally posted by Jeffa View Post
              That was alot to read.

              If you want to pay a hospital cleaner more and freeze the pay of a surgeon that's about to remove a cancer lump on your liver thats fine I'll pay for private medical.

              You get what you pay for and you get who you vote for so no arguments from me McD.


              If you reduced the cost of rent, the cleaner would effectively be being paid more.
              You could get your lump removed at premium rates and not die of an infection through burnt out cleaners and nurses..

              Possibly take all that fake money that the RESERVE BANK dumped into society,
              at the bank loan level,
              and gift it directly to lower income brackets.

              Get that cash circulating all through every level of society.
              Yummy..
              Because 1000 cleaners buy more boxes of cornflakes than one billionaire does.
              I call it the trickle up theory.

              Like the water analogy of trickle down, except using capillary action.
              Pressure up.
              Very very powerful.

              Last edited by McDuck; 12-05-2021, 10:20 AM.

              Comment


              • I'm going to die from a burnt out cleaner.. your funny McD, that made my day.

                Comment


                • Originally posted by Jeffa View Post
                  I'm going to die from a burnt out cleaner.. your funny McD, that made my day.
                  That was my exact reaction when you proposed that I was going to have to choose between liver surgery and a cleaner's pay.
                  Reminds me of those kids games. would you rather have a warm pizza smeared over your face or a tray of ice cubes throw in your bed.

                  Duhh neither.
                  Last edited by McDuck; 12-05-2021, 10:34 AM.

                  Comment


                  • Originally posted by Jeffa View Post
                    I'm going to die from a burnt out cleaner.. your funny McD, that made my day.
                    That's like saying I'm going to die because a bat coughed on some Chinese dude in Wuhan city.

                    Comment


                    • Originally posted by Jeffa View Post

                      That's like saying I'm going to die because a bat coughed on some Chinese dude in Wuhan city.
                      It's more likely that a virus will get you before poor surgery caused by cleaner pay parity.
                      Last edited by McDuck; 12-05-2021, 11:08 AM.

                      Comment


                      • Originally posted by McDuck View Post

                        I haven't done the statistical calculation, but I'm guessing that's more likely that a virus will get you before you expire due to poor surgery, (on account of cleaners pay parity).
                        Can anyone die from too much laughing?

                        please stop I can't take anymore

                        Comment


                        • Obviously McD we have differing political and economic beliefs.

                          But the facts don't change that I have made more money under a Left government and the poor have become poorer, so if you're government wants to suppress and regulate the economy and markets the wealth will only get transferred to the few... like me.

                          good days for Jeffa good days indeed...

                          Comment


                          • Originally posted by Jeffa View Post
                            Obviously McD we have differing political and economic beliefs.
                            I wouldn't say that exactly.
                            I can see the benefits and failures of both types of thinking.

                            I don't consider myself a party to either type of thinking.
                            Or any type of thinking, for that matter.

                            If for example, you were a strong protectionist or unionist.
                            I would be reminding you not to get drunk on the power or lost in the victim mentality and focus on constantly improving the worth, productivity and skill levels amongst our workforce.
                            Reminding you that practice makes perfect, and the lord helps those who help themselves.. etc etc.

                            Comment


                            • The straw man vs steel man idea is crucial to why I am successfully retired, I have learned and benefited from those who disagree with me .

                              However you give me very little too work with McD .

                              If anything I have made you understand the true power of the dollar and who controls it .

                              And it ain't the hard working tax slave..

                              Comment


                              • Originally posted by BlueSky View Post

                                Enlighten us as to how ?
                                A very basic formula that has served me well the past decade.

                                Low interest rates mean we are in deflationary times you should have in your portfolio these.

                                Property
                                High Price to earning companies like Apple, Tesla, Amazon or other High growth Tech/Nasdaq and Chinese tech companies .
                                NZX50 (our nz sharemarket is currently pricing in inflation and is weak)
                                20% available cash

                                In High inflationary times which is what the market is pricing in right now even though interest rates haven't moved you should own theses.

                                Cryptocurrencies/Btc
                                Debt
                                High yield properties (good rents)
                                Commodities.
                                S&P 500 /ASX 200
                                10% available cash

                                A combination of theses investments should see you through any financial or communist interference in the various markets.

                                The idea is to buy them when they are cheap and be patient not buy at the peak of the market.
                                 
                                Last edited by Jeffa; 12-05-2021, 02:51 PM.

                                Comment

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