Dr Joern Berninger

[Steve Netwriter]

This guy has loads of explanatory videos.

How about this one for starters:

Is my bank save ? - Fractional reserve banking tells you

From: http://www.youtube.com/watch?v=L9NXWsCWKCU

(Hoping the new YouTube surround looks nice & the link is added )

Edited: Hmm, not working

[Steve Netwriter]

Should look like this: