Originally posted by cube
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What to look out for when renting to single mum on WINZ
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Tip; when I did my own I used to get their photo's. Tenants are suckers for it. All I did was say oh I just like to keep a photo of the tenants in all my houses for my scrap book. Or some other equally feeble excuse. Great when the balif goes after them. No sir I;m not she. Is this you then? ah hhhhh well yes.
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Heh heh heh. I get their photos and tell them I give the photos to the bailiff if I need to. Just out there and up front with it.
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Originally posted by NovInvestor View PostIf the re-direction from WINZ is stopped, what is the process of sending a claim to TT? ie 14 day notice then mediation then court?
Sorry I'm very new to this.
I have three tenants on WINZ direct payments. Every now and then, for no obvious reason, I'll get a written note from WINZ telling me that the next payment will be the last one.
No-one knows why they do this. Seemingly if they are having a quiet day with nothing to do they fill in time by canceling some payments, just for the hell of it.
I photocopy the note, and then give the notice to the tenant, asking them to sort it out. Usually the payments are resumed without any hassle.
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I have three tenants on WINZ direct payments. Every now and then, for no obvious reason, I'll get a written note from WINZ telling me that the next payment will be the last one.
No-one knows why they do this. Seemingly if they are having a quiet day with nothing to do they fill in time by canceling some payments, just for the hell of it.
With the WINZ clients I have had in the past, when I've received a letter I've done exactly the same thing. After the third "STOP" letter, I rang WINZ (with my tenants permission of course!) and spoke to their client manager.
It turned out that on some benefits (sickness) that the benefit is only issued for a six month period. At the end of that period, the client must then go back to their Dr to get another Doctors assessment and clearance to re-apply/continue on the benefit.
For those clients who are genuinely sick, then, yes it's a waste of time and tax payer money (they get their Dr's costs refunded too!), but for those clients who are malingerers, then I reckon it's good that it's checked every six months.Patience is a virtue.
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Originally posted by TheLiberalLeft View PostThat has to be the most ridiculous bit of advice I've read.
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I have experience with this group and have learnt the following:
*credit check from Vero
*interview clients with her children present as it will show you if she has control of them or not
*don't always base on the appearance of her car as she may not own it.My own car often becomes a dumping ground for things and I am not religious about
*validation of identity
*ask if she owns the car she is driving
*ask if she has a dog or not-if so see the dog because like the kids, it is an indication of how well she will manage in her property.
*current address of property she is renting.Normally if she is looking after the current property well you can see it from the road
*current contact address of landlord/property manager and a written reference if possible.You can look online to ensure that they own the property.I would speak to them to ascertain that they are either the one or the other and their experience of dealing with this tenant. They may be a relative who wants to give a good reference to support them
*bank statements showing rental payments to current landlord
*Pay directly from WINZ if possible
*Explain to tenant that the tenancy will be restricted to the people stipulated in the agreement
*personal interests like do they like gardening-I have tenant of 10 years and she is a dream gardener and makes the place look better and she pays on time.
I know it sounds onerous but you may as well be empty than have a tenant who does not pay or brings people to live there that end up wrecking your investment
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Dianem has some good advice.
Solo Mums & their darling children have been the most destructive and costly tenants I've ever had.
Personally I try and avoid properties that they can afford to rent.The three most harmful addictions are heroin, carbohydrates and a monthly salary - Fred Wilson.
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Originally posted by Re@der View PostDid anyone suggest the obvious test. - Check for previous tribunal judgements in the prospective tenants name
Originally posted by NovInvestor5) TINZ for credit check
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