Investment property - Company vs Trust vs Holding in your name

[Jonohello]

I'm a bit confused about what tends to be the best option when buying your first investment property?

1)Do I understand correctly that by holding the investment in a LTC (or Ltd Company), the tax you pay on rental income caps off at 28% as opposed to 33%?

2) If above is true, are there reasons for why someone would hold an investment property in some other structure than a company?

3) What are some other benefits and drawbacks to each of the options (Company / Trust / Holding against your own name)

Thank you very much!

[PC]

With the removal of interest deductability - maybe holding rentals in a standard limited liability company makes sense now?
28% tax rate is a tad lower than 39%.

[BlueSky]

On the face of it yes, but get expert advise, its very hard to get capital gains out from a normal company.

[Bluecoat]

Depends on your long term goals.

The law couldn't have come at a worst time, no IR deductibility when rates rises are imminent.
Trust at at 33 % but accountants and lawyers get what you would have achieved by way of restructure .
So look for costs vs benefits, long term planning as a restructure will reset bright line .

This govt has pretty much stuffed mum and dad investors retirement plans yet let the multi- nationals corporates get a free ride.

Know someone who is 10 years from retirement, they only have 1 IP all paid of in an LTC. wife is sick and cannot work now.
single income but LTC IPS 90% under his name. Wife would only get 10 income. Paid taxes all her life, cant get any help from govt.
transferring to a trust will reset Bright line for another 10 years.