Header Ad Module

Collapse

Announcement

Collapse
No announcement yet.

Customer Reviews - Experienced Mortgage Broker - Christchurch

Collapse
X
 
  • Filter
  • Time
  • Show
Clear All
new posts

  • Customer Reviews - Experienced Mortgage Broker - Christchurch

    Hello

    I have a had a good look through the threads and searched on the forums for the above.

    What we are after is a rock solid Mortgage Broker with EXPERIENCE and great results. We figured that posting on the forums may be the best way to find someone in the Christchurch area, although that is not critical.

    We have all our documentation and proposal for finance in order and are ready to go.

    We are finding matters a little bit difficult dealing directly with the banks, for finance on an investment property build.

    After having a High Street bank impose more restrictions on us (after they had basically said all was ok and we had jumped through hoops for them), we really want a broker who can get the deal for us and close it. We are trying to avoid wasting more time by submitting everything to a Mortgage Broker, then getting knocked back again.

    FYI the sticky point has been banks wanting MORE security than what we have to give them (greed).

    Any recommendations gratefully received.

  • #2
    If not sorted then call me on 09 428 5333, I do heaps of deals in ChCh and a Broker doesn't have to be in town. Cheers Jeff
    www.ilender.co.nz
    Financial Paramedics

    Comment


    • #3
      Are you referring to the priority interest? I think it's almost always the case actually.

      Comment


      • #4
        Originally posted by Learning Landlord View Post
        We are finding matters a little bit difficult dealing directly with the banks, for finance on an investment property build.

        FYI the sticky point has been banks wanting MORE security than what we have to give them (greed).

        How much is the loan, as a percentage of the security the banks are asking for?

        SB

        Comment


        • #5
          Try Scott Miller Ch Ch - [email protected] 021 343 648

          Or in Auckland - Kris Pedersen 021 300 192
          Matthew Gilligan CA - E-mail Matt
          Chartered Accountant Specialising in Tax Structures, Property & Trusts
          Read my book: Tax Structures 101

          Comment


          • #6
            Originally posted by speights boy View Post
            How much is the loan, as a percentage of the security the banks are asking for?

            SB
            Sorry for delay in replying.

            We would have an LEP loan at 85%, but have no issue servicing the extra interest rate on that.

            Comment


            • #7
              Originally posted by Matt Gilligan View Post
              Try Scott Miller Ch Ch - [email protected]gagesolutions.co.nz 021 343 648

              Or in Auckland - Kris Pedersen 021 300 192
              Ok many thanks for the referrals we will have a look at these MB's...

              Comment


              • #8
                If this is for an investment property and its a stand a lone, no additional security, then only one real source at 85% that actually lend!
                www.ilender.co.nz
                Financial Paramedics

                Comment


                • #9
                  cant go wrong with mike pero



                  ~~~~~~
                  http://www.tradeapprentice.co.nz

                  Comment


                  • #10
                    Originally posted by WalkerServices View Post
                    cant go wrong with mike pero



                    ~~~~~~
                    http://www.tradeapprentice.co.nz
                    Interesting comment. Anyone can buy into a MP franchise and trade. Its the independents that have to rely on experience and savvy to succeed.
                    www.ilender.co.nz
                    Financial Paramedics

                    Comment


                    • #11
                      Originally posted by brokerman View Post
                      If this is for an investment property and its a stand a lone, no additional security, then only one real source at 85% that actually lend!
                      So are you going to share who this mysterious 'source' is??

                      Comment


                      • #12
                        Originally posted by Learning Landlord View Post
                        So are you going to share who this mysterious 'source' is??
                        Apply and I get paid!!!!
                        www.ilender.co.nz
                        Financial Paramedics

                        Comment


                        • #13
                          BNZ!!!

                          But you will have to pay Brokerman's commission, BNZ don't deal with brokers

                          Comment


                          • #14
                            Originally posted by AMR View Post
                            BNZ!!!

                            But you will have to pay Brokerman's commission, BNZ don't deal with brokers
                            And I'm just sitting the AFA papers which cost me $1000's so the fee is high!
                            www.ilender.co.nz
                            Financial Paramedics

                            Comment


                            • #15
                              Originally posted by brokerman View Post
                              Apply and I get paid!!!!
                              Hmmm ok, thanks...

                              Comment

                              Working...
                              X