Archive | Finance

property taxes

The Rise and Rise of Property Taxes

Anyone who’s currently looking to buy a home or works as a property developer or investor should take an interest in the property taxes that are currently in place. There are so many variations depending on which country you live in, and even the local government restrictions and rules within each country. There are also […]

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REIT

REITs: A Property Investment Option if You Have Limited Funds

When it comes to investing, putting funds into real estate has long been a way people across the country have made substantial profits. However, while you might be keen to join their ranks and invest your money into housing or another type of property, if you’re like many Americans, you might be putting this off […]

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How to Boost Your Chances of Getting a Home Loan

Do you dream of owning your own home? If so, you may also think about home financing and wonder if it’s going to be easy or hard to get. Today, we want to share information about how to boost your chances of getting a home loan. Since few people are able to pay for homes […]

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Home Ownership For Low Earners: Is It Still Possible?

In all honesty, there’s no getting around the fact that buying a house can often seem like a privilege for the privileged. If you have money, either from your income or family, homeownership is easy enough to achieve. Some privileged individuals even go as far as buying many properties to either rent out or use […]

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house with key

What Happens If Your Default On a Mortgage Loan?

When you apply for a mortgage loan, it’s usually hard to predict the unexpected. You could lose your ability to make your monthly mortgage payments due to an illness, job loss or other problem. When this happens, you’re likely to get a foreclosure on your home. In most cases, you and your lender will sign […]

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open home tips

3 Ways to Crowdfund Real Estate

In recent years, crowdfunding has become a popular way for businesses to raise money, from charities to tech startups. After the passage of the JOBS Act in 2012, companies have been able to market formerly private investments to individuals, allowing for the growth of crowdfunding as a way for startups and other small businesses to […]

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row of colourful houses

Boost Your Income With Bricks and Mortar!

As the old saying goes, there’s more than one way to skin a cat. And if you’re looking to make money in property, there’s certainly more than one way you can go about it. Bricks and mortar are an excellent choice when it comes to investing and increasing your money- since the value goes up […]

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house made from money

Equity: Everybody Wants It, But How Do You Get It Fast?

One of the reasons why people prefer to buy their own homes rather than renting housing services from somebody else is that they want to build up equity. In other words, they want to invest in their homes by paying into a mortgage, build up their own ownership, and establish some wealth. But building equity […]

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shaking hands

Should You Consider Refinancing?

Getting into your own home is hugely satisfying. There is of course the mortgage to repay and getting it paid off as fast as possible is most home owners focus and if that’s not doable the next best goal is to be mortgage free by retirement. However, the reality is that life gets in the […]

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keys on hand

Get the Inside Scoop on Credit Scores and Mortgages

Credit scores are also referred to as FICO scores. FICO scores are tabulated by the FICO company and the scores that this company produces definitely have an impact on consumers when they want to get mortgages. Lenders utilize FICO scores in order to assess the amount of risk that they’ll take on if they decide […]

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parent and child

Single Parents And Mortgages – Is It possible?

When you go through a breakup, you will find that it leads to a lot of upheaval in your life. You might have to move out of your family home, and you could find that you are back at square one when it comes to finding a place to buy. If your breakup or divorce […]

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money stacked up

Top Tips to Help You Save For a House Deposit

Buying a house today is a lot more difficult than it used to be. When you discover just how much of a deposit you need to stump up, it’s easy to see why the number of first time buyers has significantly dropped in recent years. The average deposit required is 20%, so you could end […]

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interior of home

Financial Planning is a reverse mortgage right for me?

If you are over 62 years of age and looking to release equity from your property a reverse mortgage is something worth investigating.  A reverse mortgage is a loan for seniors that free up the equity in a property and converts it to cash.   Once the equity has been freed.  The loan becomes repayable at […]

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