Archive | Finance

stamp duty on homes

Stamp Duty: How Does It Work?

When budgeting for a new property, there’s always something that people forget to include in their sums. Sometimes it’s the cost of moving, sometimes it’s life insurance, and sometimes it’s protection cover. While these are all extremely important, there’s still one thing that people often slip people’s mind when thinking about how much they need […]

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modular home

A Home is in Your Future: Modular Home Financing Tips

Prefab manufactured home use in the US has grown to reach revenue of $10 billion in 2018. With so many people opting for modular homes, are you missing out? What do you do if you need modular home financing? Is financing a modular home the same as financing a traditional home? Continue reading this article […]

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Do We Need Mortgage Brokers?

For decades prospective homeowners have looked to mortgage brokers to help them to find the best deal on a mortgage product and ensure that they find a product that’s right for their needs. Not only are they trusted in helping to set up an initial mortgage, they are also relied upon to keep changing the […]

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property taxes

Is it Time for a Second Mortgage?

We love to dream big, but when our dreams don’t match our bank accounts, it is time to become financially creative and look for solutions. One way to get more money fast is to use your home as collateral and get a second mortgage, also known as a “Home Equity Loan”. The name also gives […]

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hand with keys

How Can an Online Mortgage Broker Help You?

Wondering if using a mortgage broker is the right choice for you? Getting a mortgage is one of the biggest financial decisions you’ll ever have to make. While saving money and finding deals yourself might sound like an appealing option, remember the sheer amount you’ll be borrowing. Getting a property isn’t like buying a holiday, […]

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Managing Tax Debt to Prepare for Mortgage

Buying a home involves a lot of big decisions, and the process can be complicated when you owe back taxes.  Having unpaid taxes won’t always keep you from being approved for a mortgage, but it does make things more difficult. For best results, do your homework and take the proper steps to get your tax […]

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cottage door

Interest Only Vs Repayment Mortgages

While interest-only mortgages may sound like a more attractive option because of the flexibility, it’s important to note that it’s not always the most sensible option or you to go towards. With a repayment mortgage, the borrower is required to reduce the equity each month, and it isn’t optional; so, the borrower will eventually clear […]

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What to Expect From The UK Housing Market in 2019

The outlook for the housing market in 2019 is being largely ruled by the looming departure of the UK from Europe in March. Deal or no deal for Britain is not really making a lot of difference – everyone is nervous and it’s evident in the economy and key markets. There are already some challenges […]

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money stacked up

Smart and Effective Ways to Get a Cheaper Mortgage

Most people who have worked at the same company for two years and have a minimum credit score of 600 can qualify for a mortgage. Financial experts suggest buying a home over renting because it is a long-term investment that yields equity as well as property, which can be used as collateral. On the other […]

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