Archive | Finance

first time property buyer

Financial Tips for Property Market Investors

Investing in property is both a lucrative and a risky business and, whether you’re buying your first property or investing in a larger portfolio of home investments, you’ll need to ensure that you’ve taken the necessary financial precautions in order to maximise your potential profit while minimising the risk that you’ll lose cash on your […]

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credit score

How to Secure a Loan for Home Owners With Bad Credit

Prospective homebuyers not in the know, with a bad credit rating will be discouraged from applying for a home loan. They wrongly believe going through the application process would be a waste of time as they’ll be turned down. Well don’t be put off – having a bad credit rating isn’t always due to a […]

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terraced house

A beginners guide to mortgages

Young people are increasingly giving up on home ownership, as so-called ‘Generation Rent’ struggle to meet mortgage lenders’ requirements. But, there are ways you can secure your place on the property ladder – and a mortgage deal that works for you. With the Bank of Mum and Dad taking a downward turn, it can be […]

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choosing the right mortgage broker

5 Tips for Picking the Right Mortgage Broker

Experts believe that the size of the UK mortgage industry will increase between 2018 and 2019. This is mainly due to a more liquid marketplace and lower interest rates. If you are hoping to secure a mortgage, it is always wise to address a handful of issues. Let’s look at five methods which will enable […]

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new vs existing home purchase

Ways to Finance your First Home

Getting on the property market for the first time can be a difficult task.  It is much more complicated than it used to be, making it harder for first time buyers than ever before.  Due to this, people may need to think of more inventive ways to finance their first home to make that first […]

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moving house

Top Tips For Moving House On A Budget

When it comes to moving home, the costs associated with getting your belongings from A to B can be hefty. Everything from your boxes to the removal company you choose could put a hole in your bank account and for most, finding a cheaper alternative could be an integral part of the entire process. Through […]

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credit score

How To Buy A House With Poor Credit

Are you one of the one-third of Americans who has a credit score considered “bad” by the credit reporting agencies? You might think that your poor credit will prohibit you from buying a home, but that isn’t necessarily the case. If you are tired of throwing money away on rent and think you are financially […]

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Construction safety

How Construction Safety Can Help You Cut Costs

There is continues to be strong demand in the real estate market. More houses are being constructed to accommodate the housing needs for the middle-aged as well as the millennial demographics. New home constructions are a gold mine for property developers and contractors. But despite innovations in home engineering and design, accidents can still happen […]

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property taxes

Top Six Reasons People With Money May Want A Reverse Mortgage

Reverse mortgage loans are becoming increasingly popular with homeowners who are looking to make some changes to their financial situation. These types of loans always have their own eligibility criteria, but you generally need to be a senior citizen aged 62 or older. However, the loan is secured by the FHA and also serves as […]

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house in hand

Making Money in the Property Industry

Before the banking crisis of 2008, property investment was a booming business that made substantial profits for big and small investors alike. Anyone with sufficient drive and determination could renovate a house and sell it for a healthy profit, and it was a good business to be involved in. That changed post-2008, initially because of […]

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house keys

Are You Financially Ready to Buy a Home?

Everyone dreams of owning a home. Maybe your dream home has the perfect white picket fence or a beautiful red door. No matter what your dream home looks like, it’s not always clear whether you’re financially ready for this big step. Buying a home is one of the biggest financial decisions you’ll ever make, so […]

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build house and money

How to Avoid a Foreclosure on Your Home

Many homeowners often do not want to admit they are facing foreclosure when struggling with their finances. Yet, it is important to be realistic about your financial situation to prevent losing the property over your head and damaging your credit score. If you have mounting financial problems that will not disappear, here is how to […]

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