Many of the banks are giving you cash when you sign up for a mortgage - see http://www.interest.co.nz/borrowing/...oan-incentives for the full list.
When they give you the cash, is it a gift? Is it income? Is it reduced interest? How do you account for it?
When they give you the cash, is it a gift? Is it income? Is it reduced interest? How do you account for it?
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