We recently sold our property and were looking to buy another so were getting approval from our bank to get another mortgage. I'm on a salary and my husband is self-employed. We've never had an issue with borrowing before and things were looking great with our application and we were open-homing with gusto.
Then we get a call from our broker - the bank found a couple of transactions on my account with the reference "antenatal" in them and have decided that because I'm pregnant that my salary no longer counts and they are declining our mortgage application.
Does this ring of being pretty darn sneaky to you guys?
What annoys me is that they didn't even ask what the situation was - when I was due etc. For all they knew, I was going straight back to work. But they've just assumed & declined.
I'd be interested to hear if anyone else has had a similar situation with their bank.
Then we get a call from our broker - the bank found a couple of transactions on my account with the reference "antenatal" in them and have decided that because I'm pregnant that my salary no longer counts and they are declining our mortgage application.
Does this ring of being pretty darn sneaky to you guys?
What annoys me is that they didn't even ask what the situation was - when I was due etc. For all they knew, I was going straight back to work. But they've just assumed & declined.
I'd be interested to hear if anyone else has had a similar situation with their bank.
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