Hi all, new to this and looking at purchasing an old (1930s) house in Wellington. It's had a partial repile (concrete piles) but this hasn't been consented/permitted by the council. The council says that anything pre building-act changes (1991-1993) is considered an 'existing situation' and they're not worried about it unless there is safety/hygiene concerns.
The repile has been inspected by a builder/piler and seems generally ok (some minor work required to fully secure things)....but, what I'm mainly concerned about is insurance - i.e. if the house was damaged in an earthquake, would an insurer refuse to pay out on the grounds that the repile hasn't been signed off by the council (even though the council aren't bothered...)?
I've seen a few houses like this (repiled but no council consent/sign off) ---are people just unaware of insurance implications or taking a risk, or is there a way around it?
Any advice appreciated!
Cheers
The repile has been inspected by a builder/piler and seems generally ok (some minor work required to fully secure things)....but, what I'm mainly concerned about is insurance - i.e. if the house was damaged in an earthquake, would an insurer refuse to pay out on the grounds that the repile hasn't been signed off by the council (even though the council aren't bothered...)?
I've seen a few houses like this (repiled but no council consent/sign off) ---are people just unaware of insurance implications or taking a risk, or is there a way around it?
Any advice appreciated!
Cheers
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