• Login:
Welcome, Register Here
follow PropertyTalk on facebook follow PropertyTalk on twitter MobilizeMail follow PropertyTalk on LinkedIn follow PropertyTalk on RSS

Latest Threads/Videos


News and Views

Most Active - Last 30 Days


Deals and What's On banner
Page 1 of 2 1 2 LastLast
Results 1 to 10 of 19
  1. #1
    Join Date
    Sep 2007
    Location
    Auckland
    Posts
    4,784

    Default Scratching of Windows, Insurance Issues.

    Hi, the windows at the front of my property have all been etched just recently.

    Some little toe-rag has gone along and scratched their tag into each and every window.

    So this raises a couple of questions.

    1) I have previously put film on around the shop frontage. The film gets damaged when the etching is done. Are the tenants required to replace the film? i.e. is it their cost or mine? I have used the standard ADLS lease, 5th edition.

    2) I have some other windows, not in front of the shop, but in front of the carpark which don't have film on them which have also been scratched. My insurance company will pay for these to be repaired but there is a $1000 excess. To replace the glass would cost around $3k and to put film on (which hides most of the scratches and can be replaced if they do it again) might cost say $500. So not sure what to do here...????

    This is happening all over the place, does anyone have any experience dealing with this?

  2. #2
    Join Date
    Oct 2008
    Location
    Auckland/Melbourne/ whereever the money is
    Posts
    1,219

    Default

    How about sandblasting the glass where you have the film at present.
    Should be able to sandblast many times before the glass gets too thin

  3. #3
    Join Date
    Nov 2008
    Location
    Karratha WA
    Posts
    1,428

    Default

    We have this happen sometimes. Luckily our excess is only $500 which we on-charge (not sure we are actually allowed to do that any more but ignorance is bliss). In a situation with film, we lodged 1 claim & it covered windows + film.
    I am about to put in a claim for a large building with heaps of windows in Auckland all scratched - little b*&^%$s! I'm expecting just the $500 which we will charge to the Body Corp (effectively all the tenants).

    As an aside, I saw Diamond Fusion near here sanding the windows of a retail shop. A few months ago they were doing the cafe down the road. I called him to check price & availability several months ago after seeing him in a newspaper article - he said he would only go to Auckland for a very large job. Not worth the hassle for us with the low excess though.

    Can you put the film on the inside?

  4. #4
    Join Date
    Sep 2007
    Location
    Christchurch
    Posts
    1,250

    Default

    Have you got security cameras, or at least signs that say you've got security cameras?

  5. #5
    Join Date
    Sep 2007
    Location
    Auckland
    Posts
    4,784

    Default

    Tan, I'm still unclear on this.

    When you say "In a situation with film, we lodged 1 claim & it covered windows + film" do you mean they replaced the windows and paid for new film?

    And then when you say "I am about to put in a claim for a large building with heaps of windows in Auckland all scratched - little b*&^%$s! I'm expecting just the $500 which we will charge to the Body Corp (effectively all the tenants)." What sort of repair are you doing here? Replacing windows? Film? Both?

  6. #6
    Join Date
    Sep 2007
    Location
    Auckland
    Posts
    4,784

    Default

    One, no, I can't see any point in having cameras either. They would vandalise those. And even if I got them on video I doubt the police would do anything about it.

    But stickers might be a good option...

  7. #7
    Join Date
    Nov 2008
    Location
    Karratha WA
    Posts
    1,428

    Default

    Quote Originally Posted by Davo36 View Post
    When you say "In a situation with film, we lodged 1 claim & it covered windows + film" do you mean they replaced the windows and paid for new film?
    Yes. I just sent in both invoices and was paid for the total less $500.

    Quote Originally Posted by Davo36 View Post
    And then when you say "I am about to put in a claim for a large building with heaps of windows in Auckland all scratched - little b*&^%$s! I'm expecting just the $500 which we will charge to the Body Corp (effectively all the tenants)." What sort of repair are you doing here? Replacing windows? Film? Both?
    Replacing 15 windows - no film at that one.

  8. #8
    Join Date
    Sep 2007
    Location
    Auckland
    Posts
    4,784

    Default

    OK, so in the first instance where there is film on the windows, you're replacing both the windows and film? I don't get that. Why would you replace the glass if it has film on it? Wouldn't you just replace the film?

    And in the second instance, the insurance company is not making you put film on? Surely it'll happen again and you'd have to replace all the glass again?

  9. #9
    Join Date
    Dec 2010
    Location
    Auckland for work, Counties Manukau for home
    Posts
    1,106

    Default

    It never ceases to surprise me that insurance companies will often refuse to stump up for preventive measures.

    For example, I know of a house that got flooded regularly...say once every couple of years. There was carpet in an area downstairs.

    Would the insurance company replace the ruined carpet with vinyl that would almost certainly survive a minor flood? No way; they were adamant. They restored the carpet, only for it to be ruined in the next flood. Whereupon they replaced it with more carpet.

  10. #10
    Join Date
    Sep 2007
    Location
    Christchurch
    Posts
    1,250

    Default

    Quote Originally Posted by Davo36 View Post
    One, no, I can't see any point in having cameras either. They would vandalise those. And even if I got them on video I doubt the police would do anything about it.

    But stickers might be a good option...
    There's a walkway down the road from us that goes past the back of a heap of buildings. Lots of tagging. One building has a "24 hour video surveillance" sign on it. Much less tagging on that one - and not a camera in sight!


 

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Similar Threads

  1. Repainting aluminium windows
    By Gerrard in forum Property Improvements (NZ)
    Replies: 6
    Last Post: 17-02-2014, 12:48 PM
  2. Letting sleepout - any legal/insurance issues?
    By Mojo in forum Tenant Stuff (NZ)
    Replies: 5
    Last Post: 14-05-2007, 11:53 AM
  3. Considering Windows When Home Buying
    By Walter in forum Property Investment (USA)
    Replies: 0
    Last Post: 08-12-2006, 10:47 AM
  4. COMMENT ON REPLACEMENT WINDOWS
    By muppet in forum Forum Funnies
    Replies: 1
    Last Post: 09-07-2004, 01:15 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •