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Type: Posts; User: Bluekiwi
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Jeremy is my bank manager as well.
He is brilliant, I can highly recomend him as well.
He is very fast at getting back to you and attending to issues.
ANZ are the worst bank by far in many respects.
I have had good dealings with:
ASB, Westpac, BNZ.
ASB is very good customer service wise.
Westpac is very good understanding commercial...
Finance 101 there is no "Reasonable" in Bank.
They will do it when they feel like it and not a moment sooner.
Whether that creates problems for you is irelevant.
I even heard of rule that...
I almost bought a house with same situation and I would have owned the offending property.
But a 25k retaining wall issue.
I had a good talk with both sides and chatted to retaining wall people...
Rule number one is use an Insurance Broker like ILG on the shore.
As Insurance companies will try and rip you off first chance they get, against the wording of their own policy.
Same but worse...
Hey I just love the new word "Ignorning" I have invented :)
If you are taking a longer term approach, say 30 years, and there is inflation - say 5% as an example.
Of course you can say that.
The mortgage stays the same.
But both the house value and the...
I found it by doing a google search "Matt Gilligan 101"
Mine is in the mail !!
Least with the book you dont have to listen to him burble on :)
Start at top - the MD of the company - and work your way down.
In the end it wont be a legal decision it will be how much noise and how big a pain you are.
If you are only going to be out of...
Looked like CGT was going to be excellent for property trading.
Taking your tax from 33% to 15% looks brilliant :)
By the way Davo I think you are turning out more right about interest rates than I was.
Unless we see major leaps.
I have seen comments in this thread that are plain wrong, and dangerous.
You need a good "property accountant" to advise in regard of your specific situation, for tax and other reasons.
WRONG, big time.
Do not listen to this person.
If its on the S&P the banks will ask questions.
Run it past your mortgage broker.
Free Student Loans
Working for Families
Anything that collects tax's in one hand and hands back as bribes to other tax payers with the other.
And the costly admin that goes with that.
Okay explorer crashed on me so here is short version.
I have posted on this before, its basic supply and demand 101.
In that period, there is going to come a time when demand is low and supply is...
All I can say is crikey well done, very impressive for one so young.
I was pissing all my money up against the wall at that age.
Just watch house prices in late 2016 to 2019 as they will take a...
Nasty this, been there done that.
Depends how onerous the clause is, you will have some banks decline finance and others grudgingly provide it along with details.
But at a minimum you are going...
Yep its unbelievable how people fail to see the facts in front of their face when they dont want tol.
You do know the world went through the GFC in recent times, worst for about 75 years, do you...
Sorry I just skipped some on the weekend or you could have come and taken some if you were in Auckland.
Very interesting thread.
I would watch Sean Wood's DVD series or read his book to get a feel for what you will be doing.
But before that see a mortgage broker.
And before that see a property...
I am pretty happy with the rental that I have in Manurewa / Clendon.
The pockets of bad area's seem to be shrinking or moving out further, not sure where.
But graffiti and crime and troubles seem...
Dot Coms true criminal nature is really coming to the fore now.
NZ people in general dont like foreigners coming over here and taking over.
The real dirty politics is Hager and the fat german.
Since the insurance system changed I have increased the insurable value around 30% to cover the real cost to replace a building.
I have been saying for many years that the price of auckland...
Ask him if any of his leaky building he built in the 1980's are still standing.
The only reason I can see would be brick buildings in Christchurch or Wellington that may need significant remedial...
What doom and gloom, 17 more years of house price inflation in Auckland according to this.