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Type: Posts; User: speights boy

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  1. Replies
    3
    Views
    244

    NZ is now seen as a high risk country by the...

    NZ is now seen as a high risk country by the underwriters overseas; hence sum insured.
    That is their prerogative.
    Unless you want the State to insure us, what would you have us do ?
  2. Do you have an idea as to whether you were under...

    Do you have an idea as to whether you were under or over insured in relation to sum insured and the expected rebuild costs ?
    Can you rebuild to your specs, with the insurer covering up to sum...
  3. Replies
    3
    Views
    244

    Why is it so important ? Over insure by using a...

    Why is it so important ?
    Over insure by using a high sum insured figure if you don't want to take the risk.
    The difference in premiums IF you end up over insuring are very small.

    That after all...
  4. So, you take the cash payout as you are not...

    So, you take the cash payout as you are not rebuilding.....does that 20k loss of rental insurance still pay out ?
  5. Surely that is what loss of rental income...

    Surely that is what loss of rental income insurance is for; not home owners insurance.
  6. Replies
    1,485
    Views
    103,983

    Bruce Morris: Nimbyism shows Kiwis won't accept...

    Bruce Morris: Nimbyism shows Kiwis won't accept their fate


    www.nzherald.co.nz/opinion/news/article.cfm?c_id=466&objectid=11333611
  7. Replies
    7
    Views
    474

    1st October. National day in China. Why Hong...

    1st October.
    National day in China.

    Why Hong Kong's protests are a very big deal

    www.stuff.co.nz/world/asia/61585403/why-hong-kongs-protests-are-a-very-big-deal
  8. I have checked with them. A cash payout...

    I have checked with them.

    A cash payout would be for present day value plus demolition / debris removal.
    A rebuild cost is up to sum insured.
  9. Don't take this as gospel but my understanding is...

    Don't take this as gospel but my understanding is for my policy :

    1. Rebuild.
    Paid for up to sum insured.

    2. Cash payout.
    Up to present day value (is this the same as indemnity value ?),...
  10. Replies
    269
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    34,166

    Meanwhile Collins wonders how it went so wrong so...

    Meanwhile Collins wonders how it went so wrong so quickly .....

    Paula Bennett 'a big asset' for National - Key

    www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=11333628
  11. Replies
    43
    Views
    33,141

    Banks launch escrow-based scheme to manage...

    Banks launch escrow-based scheme to manage payment of repairs to leaky multi-unit complexes...
  12. Shocking 40 second video leaked of first Nats /...

    Shocking 40 second video leaked of first Nats / Cons cabinet meeting.

    E7W9a9tNhvA
  13. What percentage of NZ voters support BCIR ? One...

    What percentage of NZ voters support BCIR ?
    One poll I saw reckoned 67%.
    So, why can't your party gain more support form the voters towards their main. bottom line policy ?

    Importantly however,...
  14. Replies
    7
    Views
    474

    We'll look out for you on the TV. Chaos...

    We'll look out for you on the TV.

    Chaos continues in Hong Kong as pro-democracy protests swell

    www.nzherald.co.nz/world/news/article.cfm?c_id=2&objectid=11333319
  15. Replies
    37
    Views
    2,319

    Monitoring of the scheme should be strengthened...

    Monitoring of the scheme should be strengthened to help stop people ripping off the system in order to buy a rental.
    Those guilty of doing so should also have it recorded on their credit record, so...
  16. Replies
    37
    Views
    2,319

    First home subsidy rorted...

    First home subsidy rorted
  17. Which just goes to show the electorate is...

    Which just goes to show the electorate is somewhat smarter than many give them credit for.
  18. You believe ? This was their MAIN policy, their...

    You believe ?
    This was their MAIN policy, their BOTTOM LINE.
    Hence my statement; their policy was flawed.....there was not enough detail for such an important change to our Parliamentary system.
    ...
  19. In that case the first BCIR should have...

    In that case the first BCIR should have been..."Do you support BCIR as proposed"
  20. I was somewhat aware of it, and was happy with...

    I was somewhat aware of it, and was happy with the result.
    I certainly haven't suggested that the leader of the party I voted for should retire.

    I was pointing out why the BCIR put forward by...
  21. Landlord 'vilified' over false quake claims ...

    Landlord 'vilified' over false quake claims
  22. You don't seem to understand "record MMP election"

    You don't seem to understand "record MMP election"
  23. Patience Grasshopper.

    Patience Grasshopper.
  24. At the commencement of a record MMP 3rd term is...

    At the commencement of a record MMP 3rd term is hardly evidence of that however.
    Eventually we will probably have to have the flag discussion, as much as a lead into another Republic discussion as...
  25. Replies
    1,485
    Views
    103,983

    It can't yet be too expensive to live in...

    It can't yet be too expensive to live in Auckland.
    There is cheap housing available elsewhere in the country which remains empty.
    Yet we have WINZ funding to those unable to work which is still ...
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