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Type: Posts; User: Perry

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  1. Replies
    53
    Views
    3,315

    Credit card customers warned about sweeteners...

    Credit card customers warned about sweeteners
  2. Replies
    584
    Views
    41,555

    Auckland's Plan talks about 'cultural...

    [/QUOTE][/QUOTE]

    Auckland's Plan talks about 'cultural sensitivity' with regard to housing.

    Maybe Li should take that up with the SFO? :icon_twisted:
  3. Replies
    53
    Views
    3,315

    Is It That Simple?

    What about the related benefits and the fine print?

    What about the 'free' travel insurance?

    What about the 12 months warranty extension?

    What about the 'free' extra card holder?
    (BNZ was...
  4. Replies
    53
    Views
    3,315

    Some Critical Appraisal Required

    Stand back and ask: just what is cash back?

    Is it a reward?

    Is it a discount?

    If so, on what?

    If you buy something for a rental (curtains)
    and the company gives you a 10% prompt
  5. Thread: Interest Rates

    by Perry
    Replies
    3,322
    Views
    380,845

    I think most people actually do know what a...

    I think most people actually do know what a bubble is, but not until
    after its burst and the consequences are everywhere to be seen.

    I.e. after the fact, they say that period was a bubble.
    ...
  6. Thread: Property WOF

    by Perry
    Replies
    811
    Views
    45,744

    By them? Or against them? :icon_twisted:

    By them? Or against them? :icon_twisted:
  7. Thread: Property WOF

    by Perry
    Replies
    811
    Views
    45,744

    I'm very wary of politicians who seem to be...

    I'm very wary of politicians who seem to be displaying some common sense.

    Where was it with the no-depreciation antic?
  8. Replies
    1,952
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    137,532

    Haven't a number of Auckland wharves got (been...

    Haven't a number of Auckland wharves got (been lost to) residential
    apartments on them? Now more wharves are sought? Wazzup?
  9. Replies
    53
    Views
    3,315

    Wonder how many times one could go full circle...

    Wonder how many times one could
    go full circle on that roundabout?
  10. Replies
    24
    Views
    1,001

    Attractions? What attractions? Gerry Brownlee?...

    Attractions? What attractions?
    Gerry Brownlee?
    ( :icon_twisted: only joking)
  11. Replies
    53
    Views
    3,315

    Nah - it's good for the bank, the man said. How...

    Nah - it's good for the bank, the man said.
    How many months in the planning did he say?
    Options on good for the customers are n/a.
  12. Obviously no building done in Hawke's Bay - not...

    Obviously no building done in Hawke's Bay - not even on the list.

    I appreciate that it seems apathetic, but maybe many PIs just
    pay a builder and leave the red tape wallahs to them?

    What was...
  13. Replies
    53
    Views
    3,315

    Recent announcement changes the NZ CC landscape....

    Recent announcement changes the NZ CC landscape.

    Westpac bumps BNZ as Air NZ points partner

    There's a few interesting quotes in that item. One very revealing one:



    What did you say?...
  14. Replies
    1,952
    Views
    137,532

    Encroaching on bureaucrats, their reigns and...

    Encroaching on bureaucrats, their reigns and their sinecures will never be easy, no
    matter who is on the Council. The red tape wallahs self-preservation and protection
    armoury is well stocked with...
  15. Thread: Interest Rates

    by Perry
    Replies
    3,322
    Views
    380,845

    No way it does? Depends. This from that TD rates...

    No way it does? Depends. This from that TD rates page:


    Of course, how regular is regular? ;)
  16. Or you could involve a Trust with them and that...

    Or you could involve a Trust with them and that changes the
    dynamic quite a lot because of "natural love and affection."
  17. Thread: Interest Rates

    by Perry
    Replies
    3,322
    Views
    380,845

    Credit Union is 5.2% for 3 years...

    Credit Union is 5.2% for 3 years.
  18. Replies
    207
    Views
    7,299

    No Surprises There

    I see that it implicitly echoes the sentiment that banks
    have been 'at it' a lot longer than Reserve Banks have
    and so have far greater experience in such matters.

    But what would that matter to...
  19. Thread: Interest Rates

    by Perry
    Replies
    3,322
    Views
    380,845

    Hell for deposit holders, eh wot?

    Hell for deposit holders, eh wot?
  20. I agree it's a waste of time, but that's the ...

    I agree it's a waste of time, but that's the
    nature of the RTA and agro tenants.

    Whether or not it's worth having a go,
    after the tenancy end is moot.

    Plus - of course - Schedule 1A Amounts...
  21. Thread: Interest Rates

    by Perry
    Replies
    3,322
    Views
    380,845

    The SAC (now HCNZ) was the BIG lender of that...

    The SAC (now HCNZ) was the BIG lender of that era. Banks did not do
    residential loans and second mortgages through solicitors and assorted
    Friendly societies were the norm. Inflation was...
  22. Thread: Interest Rates

    by Perry
    Replies
    3,322
    Views
    380,845

    Yes, they were that low, back in the sixties and...

    Yes, they were that low, back in the sixties and seventies.
    A State Advance Corp loan was 3% fixed for the entire
    period of the loan. Thems were the days.
  23. As commented already, the angst of an existing...

    As commented already, the angst of an existing tenant can be a turn off for a prospect.
    However, the tenant cannot prevent prospects from being shown through, pursuant to
    the RTA. To do so is an...
  24. Replies
    207
    Views
    7,299

    For the record, it's immaterial to me: I don't...

    For the record, it's immaterial to me: I don't owe banks any money, nowadays.
    But governments and their pseudo-independent departments have not got much
    of a good record of getting such things...
  25. Replies
    207
    Views
    7,299

    Like all perspectives, there are extremes. I...

    Like all perspectives, there are extremes.

    I am not opposed to prudent caution. But
    I'm less enthusiastic about knee-jerk quasi-
    government organisations meddling in the
    realm of private...
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