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Type: Posts; User: speights boy

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  1. Replies
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    Ha. I guess the bank simply assumes - unless one...

    Ha.
    I guess the bank simply assumes - unless one lives in Invercargill - most borrowers will 'dispatch' Tiddles to a new location as opposed to defaulting on their mortgage.
  2. Replies
    3,895
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    460,109

    Good work on becoming cashflow positive - or at...

    Good work on becoming cashflow positive - or at least very close to it.
    Only after day to day bills are paid can the mortgage principle be addressed.
    Shame about the the opportunities the NZ Super...
  3. Replies
    3,895
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    Budget surplus. Income greater than expenditure.

    Budget surplus.
    Income greater than expenditure.
  4. Replies
    3,895
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    460,109

    If inflation is lower than forecast, surely...

    If inflation is lower than forecast, surely revenue forecasts for GST and income tax will also reduce.
  5. Replies
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    2,991

    Also, I believe profits from retirement units are...

    Also, I believe profits from retirement units are used to help fund the residential care and dementia care beds were demand is rising, but Govt subsidies are not sufficient to cover costs.
    IE:...
  6. Replies
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    2,991

    Ryman say there is plenty of growth still to come...

    Ryman say there is plenty of growth still to come for this market, as they announce first half results today.
  7. Replies
    415
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    30,496

    ^ Indeed. Especially if our 'aid' extended to a...

    ^ Indeed.
    Especially if our 'aid' extended to a one-way ticket back to the welcoming arms of the merciful Chinese judicial system.
  8. Replies
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    30,496

    China 'fox hunt' aid may be sought from NZ ...

    China 'fox hunt' aid may be sought from NZ


    www.nzherald.co.nz/business/news/article.cfm?c_id=3&objectid=11361720
  9. Replies
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    512

    If there is plenty of rental space nearby, it may...

    If there is plenty of rental space nearby, it may well come down to being similar as to how many people end up dealing with banks.
    IE: shop around, find a deal which works and then let the current...
  10. Replies
    1,568
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    111,126

    The Govt, on behalf on all taxpayers, should...

    The Govt, on behalf on all taxpayers, should immediately cut the funding promised for Auckland's transport ungrade.
    If AKL council has so much money to spend, the ratepayers should pay more for...
  11. Replies
    1,568
    Views
    111,126

    Indeed; I trust it includes faster internet for...

    Indeed; I trust it includes faster internet for employees who wish to use social media while at work.
  12. Replies
    1,568
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    111,126

    They are indeed Perry. Apparently there was...

    They are indeed Perry.

    Apparently there was outrage by many ratepayers unable to access a website to check their new found property wealth over a few days.

    I guess a few extra million being...
  13. Andrew Bruce: Long term landlords want long term...

    Andrew Bruce: Long term landlords want long term tenants

    Andrew Bruce is the President of Auckland Property Investors Association....
  14. Replies
    43
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    1,677

    Which is as it should be. Especially as I am a...

    Which is as it should be.
    Especially as I am a shareholder.
  15. Replies
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    1,677

    Just as well our NZ banks are far more...

    Just as well our NZ banks are far more responsible and cautious with their lending criteria these days then isn't it ?
  16. Replies
    43
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    1,677

    And for the last 24 years the taxpayer has not...

    And for the last 24 years the taxpayer has not had to bail out one of our banks.
  17. Replies
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    340,160

    I, for one, won't be blubbering about their...

    I, for one, won't be blubbering about their ongoing recessions.

    Japan to resume whaling
  18. Replies
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    Incorrect.

    Incorrect.
  19. Replies
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    Agree Jeff. Full and honest disclosure rightly...

    Agree Jeff.
    Full and honest disclosure rightly expected from tenants, but some borrowers don't seem to believe the same responsibilities extend to themselves when dealing with their bank.
  20. Call for property manager regulation...

    Call for property manager regulation
  21. Replies
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    No NZ Bank will fail. The OCR will increase....

    No NZ Bank will fail.
    The OCR will increase.
    The US will surprise on the upside.
    China will surprise on the downside.
    The Russian economy will continue to come under pressure.
  22. Many comments to this report. READER REPORT: ...

    Many comments to this report.

    READER REPORT:

    Bad renters? What about bad property managers?
    ...
  23. Wow; there will be some choking on the cornflakes...

    Wow; there will be some choking on the cornflakes when that bill comes through.

    Council votes for 40 per cent rates rise

    www.nzherald.co.nz/nz/news/article.cfm?c_id=1&objectid=11360554
  24. Replies
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    I gather this was a new mortgage application...

    I gather this was a new mortgage application procedure.
    If it was; you obviously believe this was not relevant information to be disclosed.
    I think it should have been.

    A new application is...
  25. Replies
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    1,677

    However the bank has a responsibility that a...

    However the bank has a responsibility that a family does not borrow too much.
    For that calculation, they need accurate income figures, and updated expenses when circumstances have changed.

    I...
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