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Type: Posts; User: Eugene

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  1. Thread: Interest Rates

    by Eugene
    Replies
    3,879
    Views
    451,670

    And HSBC don't do big lending

    And HSBC don't do big lending
  2. Replies
    8
    Views
    266

    Just one door is required.

    Just one door is required.
  3. Thread: Interest Rates

    by Eugene
    Replies
    3,879
    Views
    451,670

    I am floating a couple of loans now. Broker says...

    I am floating a couple of loans now. Broker says BNZ are keen to increase market share and compete on rates.
    I am with ANZ and have been happy but have now approached BNZ, it seems prudent at the...
  4. Replies
    91
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    4,316

    Well said orion. And when interest rates...

    Well said orion.
    And when interest rates increase at the same time the pain is that much greater
  5. Replies
    91
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    4,316

    Thanks Damap Do they stick to residential? What...

    Thanks Damap
    Do they stick to residential?
    What is your strategy now?
  6. Replies
    91
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    4,316

    Whether to have IO depends somewhat on your LVR....

    Whether to have IO depends somewhat on your LVR.
    We have the debt level we are comfortable with and enjoy the leverage, using the surplus income to buy non property investments, ie shares and...
  7. Replies
    4
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    486

    if you're using the property in the trust for...

    if you're using the property in the trust for security, and you will need to do this, it will not be protected anyway
  8. Replies
    91
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    4,316

    I am not so bothered about IO, but the advice to...

    I am not so bothered about IO, but the advice to take money out of the business to pay for living costs in anticipation or even after capital gains is almost beyond belief
  9. Replies
    91
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    4,316

    Thanks .

    Thanks .
  10. Replies
    1,022
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    66,033

    Nice. " Before any steps were taken, Key said...

    Nice.

    "
    Before any steps were taken, Key said the Government would have to decide what it wanted to achieve, claiming most rules around the world had failed to stop prices increasing.
    "
    another...
  11. Replies
    91
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    4,316

    Someone else advocated this in a book, Michael...

    Someone else advocated this in a book, Michael Yardney? Dolf de Roos? escapes me now.

    Looking forward to your talk in Wellington in August.
  12. Replies
    1,022
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    66,033

    Excellent article, here's another: What has...

    Excellent article, here's another:

    What has policy makers from Vancouver to Singapore talking about Chinese investment is the fact that the country has, until recently, had strict controls on...
  13. Replies
    1,022
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    66,033

    Rellie is considering Winnie who he can't stand,...

    Rellie is considering Winnie who he can't stand, his friends are too.
    I am a floating voter, I have voted the spectrum except green. This time Labour. No way National. Winnie is looking good too and...
  14. Agree fence off back or show them where boundary...

    Agree fence off back or show them where boundary is and explain that they are only renting the front.
    Tenants don't like having anything taken away from them, so make it clear from the start that...
  15. Replies
    1,022
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    66,033

    What will make this government listen? Voter...

    What will make this government listen?
    Voter discontent maybe?

    Chatting to an Auckland rellie last week, some stories:

    An agent showed a Chinese investor who flew in 10 properties. Asked which...
  16. Replies
    1,022
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    66,033

    Interesting, thanks, try telling John Key.

    Interesting, thanks, try telling John Key.
  17. Replies
    1,022
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    66,033

    John Key denies, again: "Not that many people...

    John Key denies, again:

    "Not that many people get up in the morning who live in Guangzhou, and say randomly 'I'm going to buy a house in Auckland', with no connection to the country at all.
    ...
  18. Many thanks for the advice

    Many thanks for the advice
  19. True. Have been through that with another...

    True.
    Have been through that with another property; change of use, resource consent, living courts, parking; exactly. A performance.

    Will look at putting it back as one household though.

    Or...
  20. Thanks, I wasn't aware of that, I will address...

    Thanks, I wasn't aware of that, I will address it.
    Time to pay the development levy.
  21. Agree with John and elguapo. I have a granny...

    Agree with John and elguapo.

    I have a granny flat I upgraded. I got electrical work certified, moved a wall and got a building consent, insulated the wall to 30/30/30 fire rating (though the...
  22. Yes I was surprised. I questioned this and they...

    Yes I was surprised. I questioned this and they said the oven draws heaps of power to warm up then not much after. Makes me wonder what happens if both switched on at the same time.
    An electrician...
  23. Replies
    29
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    1,189

    Agree And the boring repetitious style was...

    Agree
    And the boring repetitious style was annoying
  24. Replies
    1,254
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    69,336

    I know someone who that happened to, some years...

    I know someone who that happened to, some years ago, it was a faulty towel rail, a child died. The investor was a close friend of my parents. It was may years after it happened that she told me, said...
  25. Replies
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    1,189

    He was very clever in endorsing Amway, as a...

    He was very clever in endorsing Amway, as a result Network 21 the training offshoot put him at the top of their reading list - guaranteed sales
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