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Really - Westpac just offered 5.89% to me for 1 yr. Working on a better long term rate though - time to fix a little long (3-5 yrs), not all - maybe just 20% for now.

Oh dear:roll:

I hate these things - I feel that I have missed something now.:cry:

Yes - I did get the last part but then the context was more recent.

you would think Christchurch could (would) do better to get the place building!

buy 5 this year and sell one in a couple of years time because it just doesn't cut it - no problems
buy 5 this year and sell 4 next year and you will probably have a lot of explaining to do.

Just do it - you'll feel better later knowing you have a better property for it.

TLL - context was probably missing in the outburst. For myself I didn't get the same meaning as you have explained when I read your comment but I wasn't outraged either (I have far better things to...

A necessary evil they have been forced into.

really folks - give it a rest.
Unfortunately humour doesn't always come across very well in this sort of forum.

OK Perry, so how did you add that? All I could get was an icon or wanting to link to nothing. Tried a paste but it said I had some huge number of letters and wouldn't let me do it.

figure 3 in this pdf shows the affordability over the years. Can't work out how to post just the graph...

If you think it's bad now (and it isn't too bad really) you should have been here 20 years ago when we moved. It was a real eye opener - 1 or 2 decent restaurants in the whole town.

that is in the eye of the beholder.
I have much cheaper living (housing cost) and paid as well as I would in Ak.

Good luck with that Rosco.

Lock the gate at the top of the Bombays.

it will happen sooner rather than later

Affordability probably wasn't the same even with higher interest rates - and when the interest rates go up they'll still have a mortgage 5 times their salary.

what is the maximum number of km's you can claim?

A Major what?

what would be the fun in that?

That is a good line, I must remember it.

that's quite right and has been said before. All well and good saying you will increase the rent to cover but if others don't you can't (in a 'normal' market).

an there shouldn't be one for water either!

the market will keep going up - it is just a matter of the time frame you are thinking of. The market goes up and down but generally a rising trend.

What do you mean by that? The mortgage over the PPOR isn't deductible.