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Type: Posts; User: Wayne

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Search: Search took 0.14 seconds; generated 39 minute(s) ago.

  1. Replies
    1,731
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    125,069

    So she is saying with an unlimited budget they...

    So she is saying with an unlimited budget they didn't apply any sense at all?
  2. Replies
    17
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    662

    No - it would be part of the capital cost because...

    No - it would be part of the capital cost because it is expected that the purchase price included the state of the roof.
  3. Replies
    22
    Views
    1,335

    What software do you use? What does the handyman...

    What software do you use?
    What does the handyman charge?
  4. Thread: equal outcomes?

    by Wayne
    Replies
    17
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    496

    NZ - the end of the earth so no one will find...

    NZ - the end of the earth so no one will find them there.
  5. Replies
    78
    Views
    2,286

    I understand the example. Having a few...

    I understand the example.
    Having a few properties (6 or 8 across 3 or 4 banks means you wouldn't be a very important customer to any of them.
    Whereas having all your business with one (or maybe 2)...
  6. Replies
    78
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    2,286

    Not sure what the Crafar farms have to do with...

    Not sure what the Crafar farms have to do with it.
    Residential - banks don't really care if it is owner occupier of 2nd (or 10th) - residential property is more easily resold than commercial or...
  7. Replies
    78
    Views
    2,286

    Residential property is where they make their...

    Residential property is where they make their money - best risk/return.
    Which is why they are now competing on loan rate.
  8. Replies
    78
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    2,286

    Why are we talking about the number of mortages?...

    Why are we talking about the number of mortages?
    Surely it is the $ that count not the number.
  9. Replies
    78
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    2,286

    That is what I wondered really.

    That is what I wondered really.
  10. Replies
    78
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    2,286

    But why..?

    But why..?
  11. Replies
    78
    Views
    2,286

    I have 6 houses with Westpac. The bank is quite...

    I have 6 houses with Westpac.
    The bank is quite happy with the situation so long as I keep paying.
    During the GFC I talked to my banker and he assured me that they weren't looking to drop anyone...
  12. Replies
    10
    Views
    348

    That's what I thought.

    That's what I thought.
  13. Replies
    10
    Views
    348

    Yes one of the big ones

    Yes one of the big ones
  14. Replies
    1,731
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    125,069

    Why would you? There must be more to this story...

    Why would you?
    There must be more to this story than an attention grabbing snip.
  15. Replies
    25
    Views
    1,102

    because they are stupid?

    because they are stupid?
  16. Replies
    10
    Views
    348

    No I can't - which is why I asked. My son is a...

    No I can't - which is why I asked.
    My son is a 3rd year Uni student - few chattels.
    So I was wondering how this would look to the agency.
    You don't ask so obviously it doesn't factor in your...
  17. Replies
    10
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    348

    No - they'll pack them up and take them with...

    No - they'll pack them up and take them with them.
    1 truck, 2 hours and gone.
  18. Replies
    25
    Views
    1,102

    The end cost has a lot to do with land cost but,...

    The end cost has a lot to do with land cost but, as you say, it is expensive to build in NZ.
    But why?
    It would be interesting to go through item by item.
    I have heard that we build stronger in NZ...
  19. Replies
    10
    Views
    348

    Can you think why they would want to know what...

    Can you think why they would want to know what chattels you are bringing in and their value?
  20. Replies
    10
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    348

    What's in a Tenancy Application?

    My youngest son rang me last night with a few questions on a couple of tenancy application forms he was filling in.
    It got me wondering what is normally in them (I have a PM deal with that so have...
  21. Replies
    7
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    382

    A bit short on detail.

    A bit short on detail.
  22. SOME of what we do is ridiculous - not all. This...

    SOME of what we do is ridiculous - not all.
    This is one of the problems in all this - some of the bad actions bias people to reject all the actions.
  23. Walk down the road of life always looking back...

    Walk down the road of life always looking back and you will run into a lamp post!
  24. Your mates family history has been filtered over...

    Your mates family history has been filtered over the generations through the guaze of their bias.
    People see what they want to see and that becomes their reality.
    You talk to 3 people at the scene...
  25. Bottomless it is indeed. The problem I see is...

    Bottomless it is indeed.
    The problem I see is that the strange claims (airwaves etc) discredit the real claims and people lump them all together.
    And then Gareth comes along with his tripe.
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