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Yesterday, 04:49 PM
I work on a rule that no bank owns more than 2 rentals at the start.
8 replies | 2723 view(s)
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Yesterday, 03:16 PM
Luckily I have loans with all 5 banks =)
8 replies | 2723 view(s)
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Yesterday, 03:15 PM
Should be for future purchases, otherwise we will have even less sellers on the market.
131 replies | 14909 view(s)
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18-06-2013, 10:02 PM
DBH offers a good indication. I worked out for my suburb it would be around $60 per week. Not enough so I no goed it. That's assuming you don't...
6 replies | 2847 view(s)
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18-06-2013, 05:34 PM
As long as you have good income and equity in your home or cash on hand, ie you can lend, then ANY bank in NZ would like to talk to you to give you a...
8 replies | 2723 view(s)
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18-06-2013, 12:23 PM
Just wait for another buyer or ask the buyer to do a building inspection report to proof the bank wrong.
8 replies | 880 view(s)
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17-06-2013, 05:23 PM
Assuming a big concrete box with no hallway:
Bedroom 1 7 sqm (small-ish)
Bedroom 2 7 sqm (small-ish)
Combined lounge / kitchen / laundry - 10 sqm...
17 replies | 3785 view(s)
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17-06-2013, 05:18 PM
The benefit of auctions in a hot market:
1) people bidding over each other, the more emotional the better!
2) unconditional offers at auction
3)...
8 replies | 2858 view(s)
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10-06-2013, 05:26 PM
There's way more to come ;-)
131 replies | 14909 view(s)
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10-06-2013, 04:33 PM
It would be difficult distinguish which asian is overseas and which live in NZ though.
131 replies | 14909 view(s)
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10-06-2013, 10:19 AM
I have access to both RPNZ and Auckland Council system, and the owner address from RPNZ is often not correct.
Although my access is different to...
18 replies | 17745 view(s)
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10-06-2013, 10:17 AM
From experience, that rarely happens.
18 replies | 17745 view(s)
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07-06-2013, 05:16 PM
Auckland Council or Council controlled organisation employees would have access to the rates information (such as owner name, and their billing...
18 replies | 17745 view(s)
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06-06-2013, 03:36 PM
An exaggerated description of a local area portfolio manager for Housing New Zealand?
31 replies | 4217 view(s)
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06-06-2013, 10:23 AM
Who cares lol.
31 replies | 4217 view(s)
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05-06-2013, 02:44 PM
sometimes if you are just after a moderate top up, ie you dont need a top dollar RV, just get the bank to do a quick online QV.
26 replies | 4360 view(s)
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05-06-2013, 02:17 PM
The interest on the 20% deposit won't be claimable I believe, not until you top up and give yourself back that 20%.
13 replies | 7136 view(s)
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05-06-2013, 12:48 PM
You mean cross-collateral? you can try ask 1st bank to not cross-collateralise the 3rd rental, but they may not lend you then.
Easier just to buy...
13 replies | 7136 view(s)
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04-06-2013, 04:17 PM
Sometimes the truth needs to be bent, so that it attracts more eyeballs.
Social media 101.
10 replies | 3646 view(s)
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04-06-2013, 02:20 PM
- Agree.
18 replies | 6015 view(s)
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04-06-2013, 02:18 PM
I would:
1) raise RC from first two properties to fund the 20% deposit ( you probably can get like 84.9% finance with BNZ with no low equity...
13 replies | 7136 view(s)
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04-06-2013, 02:11 PM
I stopped reading when the author said he still rents and has no property.
10 replies | 3646 view(s)
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04-06-2013, 01:33 PM
Your accountant is trying to get the best value for you, as his/her customer/client.
If you don't want your accountant to get more bang for your...
18 replies | 6015 view(s)
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04-06-2013, 01:15 PM
No it is not advisable to use RC on investment property for personal transactions.
Your accountant will "love" you, and "happily" charge you...
13 replies | 2942 view(s)
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04-06-2013, 01:11 PM
1）Buy and hold -> investing/long term wealth and passive income
buy and trade -> business/cashflow
Which one is for you? depends on your personal...
2 replies | 15611 view(s)
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04-06-2013, 10:25 AM
Tell your banker to read Rich Dad Poor Dad.
11 replies | 1359 view(s)
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01-06-2013, 10:33 PM
Thought of Goodwood Heights, Totara Heights, and possibly the Gardens? Goodwood Heights is the closest suburb to Manukau that is reasonably nice....
11 replies | 10622 view(s)
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31-05-2013, 04:54 PM
Yeah, I just don't understand how a suburb that is right next to the CBD was a slump??!!!
19 replies | 21317 view(s)
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31-05-2013, 03:21 PM
Into their cousin's place next door??
The question I would be asking is, what is the % of home buyers vs investors in that area.
If an investor...
19 replies | 21317 view(s)
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31-05-2013, 02:51 PM
So I was reading the posts in the other thread regarding the gentrification of Clendon and Mangere, etc.
When a nice person buys a first home in...
19 replies | 21317 view(s)
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