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24-05-2013, 04:54 PM
Really - Westpac just offered 5.89% to me for 1 yr. Working on a better long term rate though - time to fix a little long (3-5 yrs), not all - maybe...
1990 replies | 226060 view(s)
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24-05-2013, 04:52 PM
Oh dear:roll:
27 replies | 10451 view(s)
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24-05-2013, 02:57 PM
I hate these things - I feel that I have missed something now.:cry:
27 replies | 10451 view(s)
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24-05-2013, 11:51 AM
Yes - I did get the last part but then the context was more recent.
292 replies | 26085 view(s)
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24-05-2013, 11:49 AM
you would think Christchurch could (would) do better to get the place building!
8 replies | 6574 view(s)
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24-05-2013, 11:39 AM
buy 5 this year and sell one in a couple of years time because it just doesn't cut it - no problems
buy 5 this year and sell 4 next year and you...
9 replies | 5569 view(s)
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24-05-2013, 11:38 AM
Just do it - you'll feel better later knowing you have a better property for it.
3 replies | 13946 view(s)
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24-05-2013, 11:34 AM
TLL - context was probably missing in the outburst. For myself I didn't get the same meaning as you have explained when I read your comment but I...
292 replies | 26085 view(s)
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24-05-2013, 08:42 AM
A necessary evil they have been forced into.
6 replies | 1931 view(s)
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24-05-2013, 08:38 AM
really folks - give it a rest.
Unfortunately humour doesn't always come across very well in this sort of forum.
292 replies | 26085 view(s)
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23-05-2013, 05:04 PM
OK Perry, so how did you add that? All I could get was an icon or wanting to link to nothing. Tried a paste but it said I had some huge number of...
78 replies | 4390 view(s)
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23-05-2013, 09:52 AM
figure 3 in this pdf shows the affordability over the years. Can't work out how to post just the graph...
78 replies | 4390 view(s)
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22-05-2013, 03:25 PM
If you think it's bad now (and it isn't too bad really) you should have been here 20 years ago when we moved. It was a real eye opener - 1 or 2...
20 replies | 965 view(s)
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22-05-2013, 12:11 PM
that is in the eye of the beholder.
I have much cheaper living (housing cost) and paid as well as I would in Ak.
20 replies | 965 view(s)
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22-05-2013, 10:17 AM
Good luck with that Rosco.
Lock the gate at the top of the Bombays.
20 replies | 965 view(s)
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22-05-2013, 10:16 AM
it will happen sooner rather than later
22 replies | 1955 view(s)
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22-05-2013, 08:46 AM
Affordability probably wasn't the same even with higher interest rates - and when the interest rates go up they'll still have a mortgage 5 times...
78 replies | 4390 view(s)
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21-05-2013, 11:06 AM
what is the maximum number of km's you can claim?
4 replies | 3020 view(s)
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21-05-2013, 10:58 AM
A Major what?
78 replies | 4390 view(s)
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20-05-2013, 04:38 PM
what would be the fun in that?
78 replies | 4390 view(s)
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20-05-2013, 12:41 PM
That is a good line, I must remember it.
78 replies | 4390 view(s)
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17-05-2013, 02:23 PM
that's quite right and has been said before. All well and good saying you will increase the rent to cover but if others don't you can't (in a...
78 replies | 4390 view(s)
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17-05-2013, 02:01 PM
an there shouldn't be one for water either!
58 replies | 5645 view(s)
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17-05-2013, 11:46 AM
the market will keep going up - it is just a matter of the time frame you are thinking of. The market goes up and down but generally a rising trend.
44 replies | 5591 view(s)
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17-05-2013, 10:59 AM
What do you mean by that? The mortgage over the PPOR isn't deductible.
44 replies | 5591 view(s)
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17-05-2013, 09:46 AM
my thoughts exactly!
19 replies | 1684 view(s)
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17-05-2013, 09:44 AM
This govt has a habit of 'off the cuff' legislation and dis-respect to due process.
646 replies | 56706 view(s)
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16-05-2013, 01:48 PM
the tax will be PAID by the recipients as part of their income. The trust won't pay any tax on the distribution.
27 replies | 2772 view(s)
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16-05-2013, 12:17 PM
No I don't think so - my understanding is that for a LTC ALL profits are taxed according to the shareholders tax rate in proportion to their holding....
27 replies | 2772 view(s)
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16-05-2013, 12:01 PM
profits retained in the trust are taxed - after distributions to the beneficiaries. Distributions will be taxed at their marginal tax rate.
27 replies | 2772 view(s)
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